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West Siloam Springs Car Insurance Resources

West Siloam Springs, OK Car Insurance

Cars Insured in West Siloam Springs

^ There are an estimated 637 vehicles currently insured in West Siloam Springs. [1]

Car Insurance Rates in West Siloam Springs

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in West Siloam Springs

^ There are an estimated 128 uninsured motorists driving in West Siloam Springs. [3]

OK Car Insurance

West Siloam Springs Car Insurance

Car Insurance Liability Requirements in West Siloam Springs

  • Minimum Liability Limits in West Siloam Springs: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in West Siloam Springs

Required Car Insurance Coverage in West Siloam Springs
  • West Siloam Springs Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in West Siloam Springs

  • Insurer Verification of Auto Insurance in West Siloam Springs [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

West Siloam Springs Car Insurance Facts, Estimates & Related Laws

West Siloam Springs Car Insurance Stats

West Siloam Springs Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in West Siloam Springs
    • Based on historical and current data, 637 cars are currently insured in West Siloam Springs. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in West Siloam Springs
    • Based on historical and current data, West Siloam Springs has an estimated 128 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in West Siloam Springs
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

West Siloam Springs Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

West Siloam Springs Automotive Laws

  • Minimum Driving Age in West Siloam Springs [9]
    • West Siloam Springs, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in West Siloam Springs
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in West Siloam Springs
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in West Siloam Springs
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about West Siloam Springs, OK

About West Siloam Springs

West Siloam Springs (Oklahoma) is a town with a population of 846 [12] that is located in Delaware County.

OK Car Insurance

More about West Siloam Springs auto insurance

For more information about West Siloam Springs car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OK