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Sand Springs Car Insurance Resources

Sand Springs, OK Car Insurance

Cars Insured in Sand Springs

^ There are an estimated 14,230 vehicles currently insured in Sand Springs. [1]

Car Insurance Rates in Sand Springs

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Sand Springs

^ There are an estimated 2,855 uninsured motorists driving in Sand Springs. [3]

OK Car Insurance

Sand Springs Car Insurance

Car Insurance Liability Requirements in Sand Springs

  • Minimum Liability Limits in Sand Springs: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Sand Springs

Required Car Insurance Coverage in Sand Springs
  • Sand Springs Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Sand Springs

  • Insurer Verification of Auto Insurance in Sand Springs [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Sand Springs Car Insurance Facts, Estimates & Related Laws

Sand Springs Car Insurance Stats

Sand Springs Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Sand Springs
    • Based on historical and current data, 14,230 cars are currently insured in Sand Springs. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in Sand Springs
    • Based on historical and current data, Sand Springs has an estimated 2,855 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Sand Springs
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

Sand Springs Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Sand Springs Automotive Laws

  • Minimum Driving Age in Sand Springs [9]
    • Sand Springs, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Sand Springs
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Sand Springs
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Sand Springs
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about Sand Springs, OK

About Sand Springs

Sand Springs (Oklahoma) is a city with a population of 18,906 [12] that is located in Tulsa County.

OK Car Insurance

More about Sand Springs auto insurance

For more information about Sand Springs car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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