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Ponca City Car Insurance Resources

Ponca City, OK Car Insurance

Cars Insured in Ponca City

^ There are an estimated 19,108 vehicles currently insured in Ponca City. [1]

Car Insurance Rates in Ponca City

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Ponca City

^ There are an estimated 3,834 uninsured motorists driving in Ponca City. [3]

OK Car Insurance

Ponca City Car Insurance

Car Insurance Liability Requirements in Ponca City

  • Minimum Liability Limits in Ponca City: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Ponca City

Required Car Insurance Coverage in Ponca City
  • Ponca City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Ponca City

  • Insurer Verification of Auto Insurance in Ponca City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Ponca City Car Insurance Facts, Estimates & Related Laws

Ponca City Car Insurance Stats

Ponca City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Ponca City
    • Based on historical and current data, 19,108 cars are currently insured in Ponca City. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in Ponca City
    • Based on historical and current data, Ponca City has an estimated 3,834 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Ponca City
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

Ponca City Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Ponca City Automotive Laws

  • Minimum Driving Age in Ponca City [9]
    • Ponca City, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Ponca City
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Ponca City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Ponca City
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about Ponca City, OK

About Ponca City

Ponca City (Oklahoma) is a city with a population of 25,387 [12] that is located in Kay County.

OK Car Insurance

More about Ponca City auto insurance

For more information about Ponca City car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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