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North Miami Car Insurance Resources

North Miami, OK Car Insurance

Cars Insured in North Miami

^ There are an estimated 281 vehicles currently insured in North Miami. [1]

Car Insurance Rates in North Miami

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in North Miami

^ There are an estimated 56 uninsured motorists driving in North Miami. [3]

OK Car Insurance

North Miami Car Insurance

Car Insurance Liability Requirements in North Miami

  • Minimum Liability Limits in North Miami: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in North Miami

Required Car Insurance Coverage in North Miami
  • North Miami Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in North Miami

  • Insurer Verification of Auto Insurance in North Miami [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

North Miami Car Insurance Facts, Estimates & Related Laws

North Miami Car Insurance Stats

North Miami Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in North Miami
    • Based on historical and current data, 281 cars are currently insured in North Miami. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in North Miami
    • Based on historical and current data, North Miami has an estimated 56 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in North Miami
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

North Miami Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

North Miami Automotive Laws

  • Minimum Driving Age in North Miami [9]
    • North Miami, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in North Miami
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in North Miami
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in North Miami
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about North Miami, OK

About North Miami

North Miami (Oklahoma) is a town with a population of 374 [12] that is located in Ottawa County.

OK Car Insurance

More about North Miami auto insurance

For more information about North Miami car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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