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Nichols Hills Car Insurance Resources

Nichols Hills, OK Car Insurance

Cars Insured in Nichols Hills

^ There are an estimated 2,792 vehicles currently insured in Nichols Hills. [1]

Car Insurance Rates in Nichols Hills

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Nichols Hills

^ There are an estimated 560 uninsured motorists driving in Nichols Hills. [3]

OK Car Insurance

Nichols Hills Car Insurance

Car Insurance Liability Requirements in Nichols Hills

  • Minimum Liability Limits in Nichols Hills: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Nichols Hills

Required Car Insurance Coverage in Nichols Hills
  • Nichols Hills Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Nichols Hills

  • Insurer Verification of Auto Insurance in Nichols Hills [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Nichols Hills Car Insurance Facts, Estimates & Related Laws

Nichols Hills Car Insurance Stats

Nichols Hills Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Nichols Hills
    • Based on historical and current data, 2,792 cars are currently insured in Nichols Hills. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in Nichols Hills
    • Based on historical and current data, Nichols Hills has an estimated 560 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Nichols Hills
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

Nichols Hills Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Nichols Hills Automotive Laws

  • Minimum Driving Age in Nichols Hills [9]
    • Nichols Hills, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Nichols Hills
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Nichols Hills
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Nichols Hills
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about Nichols Hills, OK

About Nichols Hills

Nichols Hills (Oklahoma) is a city with a population of 3,710 [12] that is located in Oklahoma County.

OK Car Insurance

More about Nichols Hills auto insurance

For more information about Nichols Hills car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Of all U.S. states, Mississippi had the highest uninsured motorist rate (28 percent) when last measured.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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