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Locust Grove Car Insurance Resources

Locust Grove, OK Car Insurance

Cars Insured in Locust Grove

^ There are an estimated 1,071 vehicles currently insured in Locust Grove. [1]

Car Insurance Rates in Locust Grove

^ From 2006 to 2010, Oklahoma cities had the 33rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Locust Grove

^ There are an estimated 215 uninsured motorists driving in Locust Grove. [3]

OK Car Insurance

Locust Grove Car Insurance

Car Insurance Liability Requirements in Locust Grove

  • Minimum Liability Limits in Locust Grove: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Locust Grove

Required Car Insurance Coverage in Locust Grove
  • Locust Grove Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Locust Grove

  • Insurer Verification of Auto Insurance in Locust Grove [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Locust Grove Car Insurance Facts, Estimates & Related Laws

Locust Grove Car Insurance Stats

Locust Grove Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Locust Grove
    • Based on historical and current data, 1,071 cars are currently insured in Locust Grove. [5]
    • Oklahoma cities collectively ranked 27th in the nation in auto insurance policies in 2011 with a total of 2,823,487. [1]
  • Uninsured Motorist Rate in Locust Grove
    • Based on historical and current data, Locust Grove has an estimated 215 uninsured drivers. [6]
    • Oklahoma cities collectively had the 3rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Locust Grove
    • Oklahoma cities collectively had the 31st highest auto insurance rates in the nation in 2010. [2]

Locust Grove Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for learner's permit and intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit holders, intermediate license holders, school bus drivers and public transit drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Locust Grove Automotive Laws

  • Minimum Driving Age in Locust Grove [9]
    • Locust Grove, OK minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Locust Grove
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Locust Grove
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Locust Grove
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 13+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Oklahoma Car & Driver Facts

Oklahoma Auto Registrations

Oklahoma Car & Driver Facts
  • Auto Registrations in OK [8]
    • Registered Cars: 1,522,613
    • Registered Trucks: 1,770,636
    • Registered Motorcycles: 127,150
    • Total Registrations: 3,428,689
    • Rank: Oklahoma ranked 28th in the United States in total auto registrations in 2011.

Oklahoma Automotive Facts

  • Speed Limits in OK
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 70 mph [7]
  • Oklahoma Motor Fuel Consumption
    • Oklahoma cities collectively ranked 27th in the nation in total motor fuel consumption in 2011. [10]

Oklahoma Licensed Drivers

  • Licensed Drivers in OK [11]
    • Female Drivers: 1,287,040
    • Male Drivers: 1,083,603
    • Total Drivers: 2,370,643
    • Rank: 29th highest in the U.S.

Additional information about Locust Grove, OK

About Locust Grove

Locust Grove (Oklahoma) is a town with a population of 1,423 [12] that is located in Mayes County.

OK Car Insurance

More about Locust Grove auto insurance

For more information about Locust Grove car insurance, or for additional resources regarding Oklahoma car insurance overall, visit the Oklahoma Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OK