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Ludlow Falls Car Insurance Resources

Ludlow Falls, OH Car Insurance

Cars Insured in Ludlow Falls

^ There are an estimated 146 vehicles currently insured in Ludlow Falls. [1]

Car Insurance Rates in Ludlow Falls

^ From 2006 to 2010, Ohio cities had the 41st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Ludlow Falls

^ There are an estimated 23 uninsured motorists driving in Ludlow Falls. [3]

OH Car Insurance

Ludlow Falls Car Insurance

Car Insurance Liability Requirements in Ludlow Falls

  • Minimum Liability Limits in Ludlow Falls: 12.5/25/7.5 [4]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Ludlow Falls

Required Car Insurance Coverage in Ludlow Falls
  • Ludlow Falls Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Ludlow Falls

  • Insurer Verification of Auto Insurance in Ludlow Falls [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Ludlow Falls Car Insurance Facts, Estimates & Related Laws

Ludlow Falls Car Insurance Stats

Ludlow Falls Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Ludlow Falls
    • Based on historical and current data, 146 cars are currently insured in Ludlow Falls. [5]
    • Ohio cities collectively ranked 6th in the nation in auto insurance policies in 2011 with a total of 8,100,690. [1]
  • Uninsured Motorist Rate in Ludlow Falls
    • Based on historical and current data, Ludlow Falls has an estimated 23 uninsured drivers. [6]
    • Ohio cities collectively had the 14th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Ludlow Falls
    • Ohio cities collectively had the 43rd highest auto insurance rates in the nation in 2010. [2]

Ludlow Falls Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 185. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for drivers younger than 18. Secondary enforcement in effect for for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Ludlow Falls Automotive Laws

  • Minimum Driving Age in Ludlow Falls [9]
    • Ludlow Falls, OH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Ludlow Falls
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Ludlow Falls
    • Motorcycle helmets required for 17 and younger. [7]
    • Ohio\'s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law. [7]
  • Safety Belt Laws in Ludlow Falls
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 8 through 14 in all seats; 15+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 40 pounds in child restraint; 4 - 7 years who weigh 40 pounds or more and who are shorter than 57 inches in booster seat. [7]

Ohio Car & Driver Facts

Ohio Auto Registrations

Ohio Car & Driver Facts
  • Auto Registrations in OH [8]
    • Registered Cars: 5,412,188
    • Registered Trucks: 4,386,240
    • Registered Motorcycles: 390,522
    • Total Registrations: 10,217,277
    • Rank: Ohio ranked 7th in the United States in total auto registrations in 2011.

Ohio Automotive Facts

  • Speed Limits in OH
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Ohio Motor Fuel Consumption
    • Ohio cities collectively ranked 6th in the nation in total motor fuel consumption in 2011. [10]

Ohio Licensed Drivers

  • Licensed Drivers in OH [11]
    • Female Drivers: 4,118,031
    • Male Drivers: 3,864,118
    • Total Drivers: 7,982,149
    • Rank: 7th highest in the U.S.

Additional information about Ludlow Falls, OH

About Ludlow Falls

Ludlow Falls (Ohio) is a village with a population of 208 [12] that is located in Miami County.

OH Car Insurance

More about Ludlow Falls auto insurance

For more information about Ludlow Falls car insurance, or for additional resources regarding Ohio car insurance overall, visit the Ohio Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OH