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Gratiot Car Insurance Resources

Gratiot, OH Car Insurance

Cars Insured in Gratiot

^ There are an estimated 155 vehicles currently insured in Gratiot. [1]

Car Insurance Rates in Gratiot

^ From 2006 to 2010, Ohio cities had the 41st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Gratiot

^ There are an estimated 24 uninsured motorists driving in Gratiot. [3]

OH Car Insurance

Gratiot Car Insurance

Car Insurance Liability Requirements in Gratiot

  • Minimum Liability Limits in Gratiot: 12.5/25/7.5 [4]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Gratiot

Required Car Insurance Coverage in Gratiot
  • Gratiot Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Gratiot

  • Insurer Verification of Auto Insurance in Gratiot [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Gratiot Car Insurance Facts, Estimates & Related Laws

Gratiot Car Insurance Stats

Gratiot Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Gratiot
    • Based on historical and current data, 155 cars are currently insured in Gratiot. [5]
    • Ohio cities collectively ranked 6th in the nation in auto insurance policies in 2011 with a total of 8,100,690. [1]
  • Uninsured Motorist Rate in Gratiot
    • Based on historical and current data, Gratiot has an estimated 24 uninsured drivers. [6]
    • Ohio cities collectively had the 14th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Gratiot
    • Ohio cities collectively had the 43rd highest auto insurance rates in the nation in 2010. [2]

Gratiot Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 185. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for drivers younger than 18. Secondary enforcement in effect for for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Gratiot Automotive Laws

  • Minimum Driving Age in Gratiot [9]
    • Gratiot, OH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Gratiot
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Gratiot
    • Motorcycle helmets required for 17 and younger. [7]
    • Ohio\'s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law. [7]
  • Safety Belt Laws in Gratiot
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 8 through 14 in all seats; 15+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 40 pounds in child restraint; 4 - 7 years who weigh 40 pounds or more and who are shorter than 57 inches in booster seat. [7]

Ohio Car & Driver Facts

Ohio Auto Registrations

Ohio Car & Driver Facts
  • Auto Registrations in OH [8]
    • Registered Cars: 5,412,188
    • Registered Trucks: 4,386,240
    • Registered Motorcycles: 390,522
    • Total Registrations: 10,217,277
    • Rank: Ohio ranked 7th in the United States in total auto registrations in 2011.

Ohio Automotive Facts

  • Speed Limits in OH
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Ohio Motor Fuel Consumption
    • Ohio cities collectively ranked 6th in the nation in total motor fuel consumption in 2011. [10]

Ohio Licensed Drivers

  • Licensed Drivers in OH [11]
    • Female Drivers: 4,118,031
    • Male Drivers: 3,864,118
    • Total Drivers: 7,982,149
    • Rank: 7th highest in the U.S.

Additional information about Gratiot, OH

About Gratiot

Gratiot (Ohio) is a village with a population of 221 [12] that is located in Licking County.

OH Car Insurance

More about Gratiot auto insurance

For more information about Gratiot car insurance, or for additional resources regarding Ohio car insurance overall, visit the Ohio Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OH