Geneva On The Lake Car Insurance Resources

Geneva On The Lake, OH Car Insurance

Cars Insured in Geneva On The Lake

^ There are an estimated 904 vehicles currently insured in Geneva On The Lake. ^[1]

Car Insurance Rates in Geneva On The Lake

^ From 2006 to 2010, Ohio cities had the 41st highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Geneva On The Lake

^ There are an estimated 140 uninsured motorists driving in Geneva On The Lake. ^[3]

Geneva On The Lake Car Insurance

Car Insurance Liability Requirements in Geneva On The Lake

Minimum Liability Limits in Geneva On The Lake: 12.5/25/7.5 ^[4]
- 12.5 Required coverage up to $12,500 for one individual injured in an accident
- 25 Required coverage up to $25,000 for all persons injured in an accident
- 7.5 Required coverage up to $7,500 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Geneva On The Lake

Geneva On The Lake Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Geneva On The Lake

Insurer Verification of Auto Insurance in Geneva On The Lake ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.

Geneva On The Lake Car Insurance Facts, Estimates & Related Laws

Geneva On The Lake Car Insurance Stats

Number of Auto Insurance Policies in Geneva On The Lake
- Based on historical and current data, 904 cars are currently insured in Geneva On The Lake. ^[5]
- Ohio cities collectively ranked 6th in the nation in auto insurance policies in 2011 with a total of 8,100,690. ^[1]
Uninsured Motorist Rate in Geneva On The Lake
- Based on historical and current data, Geneva On The Lake has an estimated 140 uninsured drivers. ^[6]
- Ohio cities collectively had the 14th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Geneva On The Lake
- Ohio cities collectively had the 43rd highest auto insurance rates in the nation in 2010. ^[2]

Geneva On The Lake Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to drivers younger than 185. ^[7]

Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect for drivers younger than 18. Secondary enforcement in effect for for texting. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Geneva On The Lake Automotive Laws

Minimum Driving Age in Geneva On The Lake ^[9]
- Geneva On The Lake, OH minimum driving age: 15 years, 6 months.
Driver's License Renewal Cycle in Geneva On The Lake
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in Geneva On The Lake
- Motorcycle helmets required for 17 and younger. ^[7]
- Ohio\'s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law. ^[7]
Safety Belt Laws in Geneva On The Lake
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 8 through 14 in all seats; 15+ years in front seat. ^[7]
- Child restraint law in place for 3 years and younger or less than 40 pounds in child restraint; 4 - 7 years who weigh 40 pounds or more and who are shorter than 57 inches in booster seat. ^[7]

Ohio Car & Driver Facts

Ohio Auto Registrations

Auto Registrations in OH ^[8]
- Registered Cars: 5,412,188
- Registered Trucks: 4,386,240
- Registered Motorcycles: 390,522
- Total Registrations: 10,217,277
- Rank: Ohio ranked 7th in the United States in total auto registrations in 2011.

Ohio Automotive Facts

Speed Limits in OH
- Rural interstates: 70 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 55 mph ^[7]
Ohio Motor Fuel Consumption
- Ohio cities collectively ranked 6th in the nation in total motor fuel consumption in 2011. ^[10]

Ohio Licensed Drivers

Licensed Drivers in OH ^[11]
- Female Drivers: 4,118,031
- Male Drivers: 3,864,118
- Total Drivers: 7,982,149
- Rank: 7th highest in the U.S.

Additional information about Geneva On The Lake, OH

About Geneva On The Lake

Geneva On The Lake (Ohio) is a village with a population of 1,288 ^[12] that is located in Ashtabula County.

More about Geneva On The Lake auto insurance

For more information about Geneva On The Lake car insurance, or for additional resources regarding Ohio car insurance overall, visit the Ohio Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)