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Fort Loramie Car Insurance Resources

Fort Loramie, OH Car Insurance

Cars Insured in Fort Loramie

^ There are an estimated 1,038 vehicles currently insured in Fort Loramie. [1]

Car Insurance Rates in Fort Loramie

^ From 2006 to 2010, Ohio cities had the 41st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fort Loramie

^ There are an estimated 161 uninsured motorists driving in Fort Loramie. [3]

OH Car Insurance

Fort Loramie Car Insurance

Car Insurance Liability Requirements in Fort Loramie

  • Minimum Liability Limits in Fort Loramie: 12.5/25/7.5 [4]
    • 12.5  Required coverage up to $12,500 for one individual injured in an accident
    • 25  Required coverage up to $25,000 for all persons injured in an accident
    • 7.5  Required coverage up to $7,500 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fort Loramie

Required Car Insurance Coverage in Fort Loramie
  • Fort Loramie Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fort Loramie

  • Insurer Verification of Auto Insurance in Fort Loramie [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.

Fort Loramie Car Insurance Facts, Estimates & Related Laws

Fort Loramie Car Insurance Stats

Fort Loramie Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fort Loramie
    • Based on historical and current data, 1,038 cars are currently insured in Fort Loramie. [5]
    • Ohio cities collectively ranked 6th in the nation in auto insurance policies in 2011 with a total of 8,100,690. [1]
  • Uninsured Motorist Rate in Fort Loramie
    • Based on historical and current data, Fort Loramie has an estimated 161 uninsured drivers. [6]
    • Ohio cities collectively had the 14th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fort Loramie
    • Ohio cities collectively had the 43rd highest auto insurance rates in the nation in 2010. [2]

Fort Loramie Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 185. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for drivers younger than 18. Secondary enforcement in effect for for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fort Loramie Automotive Laws

  • Minimum Driving Age in Fort Loramie [9]
    • Fort Loramie, OH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Fort Loramie
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Fort Loramie
    • Motorcycle helmets required for 17 and younger. [7]
    • Ohio\'s motorcycle helmet use law covers all operators during the first year of licensure and all passengers of operators who are covered by the law. [7]
  • Safety Belt Laws in Fort Loramie
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 8 through 14 in all seats; 15+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 40 pounds in child restraint; 4 - 7 years who weigh 40 pounds or more and who are shorter than 57 inches in booster seat. [7]

Ohio Car & Driver Facts

Ohio Auto Registrations

Ohio Car & Driver Facts
  • Auto Registrations in OH [8]
    • Registered Cars: 5,412,188
    • Registered Trucks: 4,386,240
    • Registered Motorcycles: 390,522
    • Total Registrations: 10,217,277
    • Rank: Ohio ranked 7th in the United States in total auto registrations in 2011.

Ohio Automotive Facts

  • Speed Limits in OH
    • Rural interstates: 70 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Ohio Motor Fuel Consumption
    • Ohio cities collectively ranked 6th in the nation in total motor fuel consumption in 2011. [10]

Ohio Licensed Drivers

  • Licensed Drivers in OH [11]
    • Female Drivers: 4,118,031
    • Male Drivers: 3,864,118
    • Total Drivers: 7,982,149
    • Rank: 7th highest in the U.S.

Additional information about Fort Loramie, OH

About Fort Loramie

Fort Loramie (Ohio) is a village with a population of 1,478 [12] that is located in Shelby County.

OH Car Insurance

More about Fort Loramie auto insurance

For more information about Fort Loramie car insurance, or for additional resources regarding Ohio car insurance overall, visit the Ohio Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in OH