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West Fargo Car Insurance Resources

West Fargo, ND Car Insurance

Cars Insured in West Fargo

^ There are an estimated 23,982 vehicles currently insured in West Fargo. [1]

Car Insurance Rates in West Fargo

^ From 2006 to 2010, North Dakota cities had the 51st highest auto insurance rates in the nation. [2]

Uninsured Motorists in West Fargo

^ There are an estimated 1,713 uninsured motorists driving in West Fargo. [3]

ND Car Insurance

West Fargo Car Insurance

Car Insurance Liability Requirements in West Fargo

  • Minimum Liability Limits in West Fargo: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in West Fargo

Required Car Insurance Coverage in West Fargo
  • West Fargo Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in West Fargo

  • Insurer Verification of Auto Insurance in West Fargo [4]
    • Insurer must verify randomly selected insurance policies upon request.

West Fargo Car Insurance Facts, Estimates & Related Laws

West Fargo Car Insurance Stats

West Fargo Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in West Fargo
    • Based on historical and current data, 23,982 cars are currently insured in West Fargo. [5]
    • North Dakota cities collectively ranked 46th in the nation in auto insurance policies in 2011 with a total of 624,462. [1]
  • Uninsured Motorist Rate in West Fargo
    • Based on historical and current data, West Fargo has an estimated 1,713 uninsured drivers. [6]
    • North Dakota cities collectively had the 42nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in West Fargo
    • North Dakota cities collectively had the 50th highest auto insurance rates in the nation in 2010. [2]

West Fargo Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


West Fargo Automotive Laws

  • Minimum Driving Age in West Fargo [9]
    • West Fargo, ND minimum driving age: 14 years.
  • Driver's License Renewal Cycle in West Fargo
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in West Fargo
    • Motorcycle helmets required for 17 and younger. [7]
    • North Dakota\'s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law. [7]
  • Safety Belt Laws in West Fargo
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 6 years and younger and less than 57 inches or less than 80 pounds. [7]

North Dakota Car & Driver Facts

North Dakota Auto Registrations

North Dakota Car & Driver Facts
  • Auto Registrations in ND [8]
    • Registered Cars: 328,511
    • Registered Trucks: 422,071
    • Registered Motorcycles: 32,668
    • Total Registrations: 785,866
    • Rank: North Dakota ranked 48th in the United States in total auto registrations in 2011.

North Dakota Automotive Facts

  • Speed Limits in ND
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • North Dakota Motor Fuel Consumption
    • North Dakota cities collectively ranked 43rd in the nation in total motor fuel consumption in 2011. [10]

North Dakota Licensed Drivers

  • Licensed Drivers in ND [11]
    • Female Drivers: 240,757
    • Male Drivers: 249,389
    • Total Drivers: 490,146
    • Rank: 49th highest in the U.S.

Additional information about West Fargo, ND

About West Fargo

West Fargo (North Dakota) is a city with a population of 25,830 [12] that is located in Cass County.

ND Car Insurance

More about West Fargo auto insurance

For more information about West Fargo car insurance, or for additional resources regarding North Dakota car insurance overall, visit the North Dakota Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in ND