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Park River Car Insurance Resources

Park River, ND Car Insurance

Cars Insured in Park River

^ There are an estimated 1,303 vehicles currently insured in Park River. [1]

Car Insurance Rates in Park River

^ From 2006 to 2010, North Dakota cities had the 51st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Park River

^ There are an estimated 93 uninsured motorists driving in Park River. [3]

ND Car Insurance

Park River Car Insurance

Car Insurance Liability Requirements in Park River

  • Minimum Liability Limits in Park River: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Park River

Required Car Insurance Coverage in Park River
  • Park River Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Park River

  • Insurer Verification of Auto Insurance in Park River [4]
    • Insurer must verify randomly selected insurance policies upon request.

Park River Car Insurance Facts, Estimates & Related Laws

Park River Car Insurance Stats

Park River Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Park River
    • Based on historical and current data, 1,303 cars are currently insured in Park River. [5]
    • North Dakota cities collectively ranked 46th in the nation in auto insurance policies in 2011 with a total of 624,462. [1]
  • Uninsured Motorist Rate in Park River
    • Based on historical and current data, Park River has an estimated 93 uninsured drivers. [6]
    • North Dakota cities collectively had the 42nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Park River
    • North Dakota cities collectively had the 50th highest auto insurance rates in the nation in 2010. [2]

Park River Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Park River Automotive Laws

  • Minimum Driving Age in Park River [9]
    • Park River, ND minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Park River
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Park River
    • Motorcycle helmets required for 17 and younger. [7]
    • North Dakota\'s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law. [7]
  • Safety Belt Laws in Park River
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 6 years and younger and less than 57 inches or less than 80 pounds. [7]

North Dakota Car & Driver Facts

North Dakota Auto Registrations

North Dakota Car & Driver Facts
  • Auto Registrations in ND [8]
    • Registered Cars: 328,511
    • Registered Trucks: 422,071
    • Registered Motorcycles: 32,668
    • Total Registrations: 785,866
    • Rank: North Dakota ranked 48th in the United States in total auto registrations in 2011.

North Dakota Automotive Facts

  • Speed Limits in ND
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • North Dakota Motor Fuel Consumption
    • North Dakota cities collectively ranked 43rd in the nation in total motor fuel consumption in 2011. [10]

North Dakota Licensed Drivers

  • Licensed Drivers in ND [11]
    • Female Drivers: 240,757
    • Male Drivers: 249,389
    • Total Drivers: 490,146
    • Rank: 49th highest in the U.S.

Additional information about Park River, ND

About Park River

Park River (North Dakota) is a city with a population of 1,403 [12] that is located in Walsh County.

ND Car Insurance

More about Park River auto insurance

For more information about Park River car insurance, or for additional resources regarding North Dakota car insurance overall, visit the North Dakota Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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