Car Insurance LocalCar Insurance Local
Cooperstown Car Insurance Resources

Cooperstown, ND Car Insurance

Cars Insured in Cooperstown

^ There are an estimated 914 vehicles currently insured in Cooperstown. [1]

Car Insurance Rates in Cooperstown

^ From 2006 to 2010, North Dakota cities had the 51st highest auto insurance rates in the nation. [2]

Uninsured Motorists in Cooperstown

^ There are an estimated 65 uninsured motorists driving in Cooperstown. [3]

ND Car Insurance

Cooperstown Car Insurance

Car Insurance Liability Requirements in Cooperstown

  • Minimum Liability Limits in Cooperstown: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Cooperstown

Required Car Insurance Coverage in Cooperstown
  • Cooperstown Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Cooperstown

  • Insurer Verification of Auto Insurance in Cooperstown [4]
    • Insurer must verify randomly selected insurance policies upon request.

Cooperstown Car Insurance Facts, Estimates & Related Laws

Cooperstown Car Insurance Stats

Cooperstown Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Cooperstown
    • Based on historical and current data, 914 cars are currently insured in Cooperstown. [5]
    • North Dakota cities collectively ranked 46th in the nation in auto insurance policies in 2011 with a total of 624,462. [1]
  • Uninsured Motorist Rate in Cooperstown
    • Based on historical and current data, Cooperstown has an estimated 65 uninsured drivers. [6]
    • North Dakota cities collectively had the 42nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Cooperstown
    • North Dakota cities collectively had the 50th highest auto insurance rates in the nation in 2010. [2]

Cooperstown Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Cooperstown Automotive Laws

  • Minimum Driving Age in Cooperstown [9]
    • Cooperstown, ND minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Cooperstown
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Cooperstown
    • Motorcycle helmets required for 17 and younger. [7]
    • North Dakota\'s motorcycle helmet use law covers all passengers traveling with operators who are covered by the law. [7]
  • Safety Belt Laws in Cooperstown
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 6 years and younger and less than 57 inches or less than 80 pounds. [7]

North Dakota Car & Driver Facts

North Dakota Auto Registrations

North Dakota Car & Driver Facts
  • Auto Registrations in ND [8]
    • Registered Cars: 328,511
    • Registered Trucks: 422,071
    • Registered Motorcycles: 32,668
    • Total Registrations: 785,866
    • Rank: North Dakota ranked 48th in the United States in total auto registrations in 2011.

North Dakota Automotive Facts

  • Speed Limits in ND
    • Rural interstates: 75 mph [7]
    • Urban interstates: 75 mph [7]
    • Other roads: 65 mph [7]
  • North Dakota Motor Fuel Consumption
    • North Dakota cities collectively ranked 43rd in the nation in total motor fuel consumption in 2011. [10]

North Dakota Licensed Drivers

  • Licensed Drivers in ND [11]
    • Female Drivers: 240,757
    • Male Drivers: 249,389
    • Total Drivers: 490,146
    • Rank: 49th highest in the U.S.

Additional information about Cooperstown, ND

About Cooperstown

Cooperstown (North Dakota) is a city with a population of 984 [12] that is located in Griggs County.

ND Car Insurance

More about Cooperstown auto insurance

For more information about Cooperstown car insurance, or for additional resources regarding North Dakota car insurance overall, visit the North Dakota Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in ND