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Yadkinville Car Insurance Resources

Yadkinville, NC Car Insurance

Cars Insured in Yadkinville

^ There are an estimated 2,224 vehicles currently insured in Yadkinville. [1]

Car Insurance Rates in Yadkinville

^ From 2006 to 2010, North Carolina cities had the 45th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Yadkinville

^ There are an estimated 275 uninsured motorists driving in Yadkinville. [3]

NC Car Insurance

Yadkinville Car Insurance

Car Insurance Liability Requirements in Yadkinville

  • Minimum Liability Limits in Yadkinville: 30/60/25 [4]
    • 30  Required coverage up to $30,000 for one individual injured in an accident
    • 60  Required coverage up to $60,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Yadkinville

Required Car Insurance Coverage in Yadkinville
  • Yadkinville Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage
    • Note: Underinsured motorist coverage is mandatory in policies with uninsured motorist limits exceeding 30/60.

Car Insurance Verification Laws in Yadkinville

  • Insurer Verification of Auto Insurance in Yadkinville [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Yadkinville Car Insurance Facts, Estimates & Related Laws

Yadkinville Car Insurance Stats

Yadkinville Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Yadkinville
    • Based on historical and current data, 2,224 cars are currently insured in Yadkinville. [5]
    • North Carolina cities collectively ranked 8th in the nation in auto insurance policies in 2011 with a total of 7,168,023. [1]
  • Uninsured Motorist Rate in Yadkinville
    • Based on historical and current data, Yadkinville has an estimated 275 uninsured drivers. [6]
    • North Carolina cities collectively had the 23rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Yadkinville
    • North Carolina cities collectively had the 45th highest auto insurance rates in the nation in 2010. [2]

Yadkinville Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Yadkinville Automotive Laws

  • Minimum Driving Age in Yadkinville [9]
    • Yadkinville, NC minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Yadkinville
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Yadkinville
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Yadkinville
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger and less than 80 pounds. [7]

North Carolina Car & Driver Facts

North Carolina Auto Registrations

North Carolina Car & Driver Facts
  • Auto Registrations in NC [8]
    • Registered Cars: 3,264,444
    • Registered Trucks: 2,743,261
    • Registered Motorcycles: 223,305
    • Total Registrations: 6,249,592
    • Rank: North Carolina ranked 12th in the United States in total auto registrations in 2011.

North Carolina Automotive Facts

  • Speed Limits in NC
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 55 mph [7]
  • North Carolina Motor Fuel Consumption
    • North Carolina cities collectively ranked 9th in the nation in total motor fuel consumption in 2011. [10]

North Carolina Licensed Drivers

  • Licensed Drivers in NC [11]
    • Female Drivers: 3,382,446
    • Male Drivers: 3,186,895
    • Total Drivers: 6,569,341
    • Rank: 10th highest in the U.S.

Additional information about Yadkinville, NC

About Yadkinville

Yadkinville (North Carolina) is a town with a population of 2,959 [12] that is located in Yadkin County.

NC Car Insurance

More about Yadkinville auto insurance

For more information about Yadkinville car insurance, or for additional resources regarding North Carolina car insurance overall, visit the North Carolina Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NC