Chimney Rock Village Car Insurance Resources

Chimney Rock Village, NC Car Insurance

Cars Insured in Chimney Rock Village

^ There are an estimated 85 vehicles currently insured in Chimney Rock Village. ^[1]

Car Insurance Rates in Chimney Rock Village

^ From 2006 to 2010, North Carolina cities had the 45th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Chimney Rock Village

^ There are an estimated 11 uninsured motorists driving in Chimney Rock Village. ^[3]

Chimney Rock Village Car Insurance

Car Insurance Liability Requirements in Chimney Rock Village

Minimum Liability Limits in Chimney Rock Village: 30/60/25 ^[4]
- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 25 Required coverage up to $25,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Chimney Rock Village

Chimney Rock Village Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Note: Underinsured motorist coverage is mandatory in policies with uninsured motorist limits exceeding 30/60.

Car Insurance Verification Laws in Chimney Rock Village

Insurer Verification of Auto Insurance in Chimney Rock Village ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Chimney Rock Village Car Insurance Facts, Estimates & Related Laws

Chimney Rock Village Car Insurance Stats

Number of Auto Insurance Policies in Chimney Rock Village
- Based on historical and current data, 85 cars are currently insured in Chimney Rock Village. ^[5]
- North Carolina cities collectively ranked 8th in the nation in auto insurance policies in 2011 with a total of 7,168,023. ^[1]
Uninsured Motorist Rate in Chimney Rock Village
- Based on historical and current data, Chimney Rock Village has an estimated 11 uninsured drivers. ^[6]
- North Carolina cities collectively had the 23rd highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Chimney Rock Village
- North Carolina cities collectively had the 45th highest auto insurance rates in the nation in 2010. ^[2]

Chimney Rock Village Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to drivers younger than 18. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Chimney Rock Village Automotive Laws

Minimum Driving Age in Chimney Rock Village ^[9]
- Chimney Rock Village, NC minimum driving age: 15 years.
Driver's License Renewal Cycle in Chimney Rock Village
- Renewal cycle: 8 years ^[7]
Motorcycle Helmet Laws in Chimney Rock Village
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Chimney Rock Village
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in all seats. ^[7]
- Child restraint law in place for 7 years and younger and less than 80 pounds. ^[7]

North Carolina Car & Driver Facts

North Carolina Auto Registrations

Auto Registrations in NC ^[8]
- Registered Cars: 3,264,444
- Registered Trucks: 2,743,261
- Registered Motorcycles: 223,305
- Total Registrations: 6,249,592
- Rank: North Carolina ranked 12th in the United States in total auto registrations in 2011.

North Carolina Automotive Facts

Speed Limits in NC
- Rural interstates: 70 mph ^[7]
- Urban interstates: 70 mph ^[7]
- Other roads: 55 mph ^[7]
North Carolina Motor Fuel Consumption
- North Carolina cities collectively ranked 9th in the nation in total motor fuel consumption in 2011. ^[10]

North Carolina Licensed Drivers

Licensed Drivers in NC ^[11]
- Female Drivers: 3,382,446
- Male Drivers: 3,186,895
- Total Drivers: 6,569,341
- Rank: 10th highest in the U.S.

Additional information about Chimney Rock Village, NC

About Chimney Rock Village

Chimney Rock Village (North Carolina) is a village with a population of 113 ^[12] that is located in Rutherford County.

More about Chimney Rock Village auto insurance

For more information about Chimney Rock Village car insurance, or for additional resources regarding North Carolina car insurance overall, visit the North Carolina Department of Insurance.

Did you know?

Novice drivers are prohibited from the use of all cell phones in 37 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)