West Hampton Dunes Car Insurance Resources

West Hampton Dunes, NY Car Insurance

Cars Insured in West Hampton Dunes

^ There are an estimated 27 vehicles currently insured in West Hampton Dunes. ^[1]

Car Insurance Rates in West Hampton Dunes

^ From 2006 to 2010, New York cities had the 4th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in West Hampton Dunes

^ There are an estimated 2 uninsured motorists driving in West Hampton Dunes. ^[3]

West Hampton Dunes Car Insurance

Car Insurance Liability Requirements in West Hampton Dunes

Minimum Liability Limits in West Hampton Dunes: 25/50/10 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in West Hampton Dunes

West Hampton Dunes Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Personal injury protection coverage

Car Insurance Verification Laws in West Hampton Dunes

Insurer Verification of Auto Insurance in West Hampton Dunes ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

West Hampton Dunes Car Insurance Facts, Estimates & Related Laws

West Hampton Dunes Car Insurance Stats

Number of Auto Insurance Policies in West Hampton Dunes
- Based on historical and current data, 27 cars are currently insured in West Hampton Dunes. ^[5]
- New York cities collectively ranked 4th in the nation in auto insurance policies in 2011 with a total of 9,358,429. ^[1]
Uninsured Motorist Rate in West Hampton Dunes
- Based on historical and current data, West Hampton Dunes has an estimated 2 uninsured drivers. ^[6]
- New York cities collectively had the 49th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in West Hampton Dunes
- New York cities collectively had the 4th highest auto insurance rates in the nation in 2010. ^[2]

West Hampton Dunes Distracted Driving Laws

Hand-held phone ban? Yes

hand-held phone ban in place for all drivers. ^[7]

Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? No
Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

West Hampton Dunes Automotive Laws

Minimum Driving Age in West Hampton Dunes ^[9]
- West Hampton Dunes, NY minimum driving age: 16 years.
Driver's License Renewal Cycle in West Hampton Dunes
- Renewal cycle: 8 years ^[7]
Motorcycle Helmet Laws in West Hampton Dunes
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in West Hampton Dunes
- Safety belt laws have been in place since 1984 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for 3 and younger unless more than 40 pounds and are seated where there is no available lap/shoulder belt; 4 - 7 years unless they are seated where there is no available lap/shoulder belt. ^[7]

New York Car & Driver Facts

New York Auto Registrations

Auto Registrations in NY ^[8]
- Registered Cars: 5,866,664
- Registered Trucks: 4,169,695
- Registered Motorcycles: 345,855
- Total Registrations: 10,430,559
- Rank: New York ranked 5th in the United States in total auto registrations in 2011.

New York Automotive Facts

Speed Limits in NY
- Rural interstates: 65 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 55 mph ^[7]
New York Motor Fuel Consumption
- New York cities collectively ranked 4th in the nation in total motor fuel consumption in 2011. ^[10]

New York Licensed Drivers

Licensed Drivers in NY ^[11]
- Female Drivers: 5,438,554
- Male Drivers: 5,772,229
- Total Drivers: 11,210,783
- Rank: 4th highest in the U.S.

Additional information about West Hampton Dunes, NY

About West Hampton Dunes

West Hampton Dunes (New York) is a village with a population of 55 ^[12] that is located in Suffolk County.

More about West Hampton Dunes auto insurance

For more information about West Hampton Dunes car insurance, or for additional resources regarding New York car insurance overall, visit the New York Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)