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Morris Car Insurance Resources

Morris, NY Car Insurance

Cars Insured in Morris

^ There are an estimated 282 vehicles currently insured in Morris. [1]

Car Insurance Rates in Morris

^ From 2006 to 2010, New York cities had the 4th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Morris

^ There are an estimated 18 uninsured motorists driving in Morris. [3]

NY Car Insurance

Morris Car Insurance

Car Insurance Liability Requirements in Morris

  • Minimum Liability Limits in Morris: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.

Required Car Insurance Coverage in Morris

Required Car Insurance Coverage in Morris
  • Morris Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Morris

  • Insurer Verification of Auto Insurance in Morris [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Morris Car Insurance Facts, Estimates & Related Laws

Morris Car Insurance Stats

Morris Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Morris
    • Based on historical and current data, 282 cars are currently insured in Morris. [5]
    • New York cities collectively ranked 4th in the nation in auto insurance policies in 2011 with a total of 9,358,429. [1]
  • Uninsured Motorist Rate in Morris
    • Based on historical and current data, Morris has an estimated 18 uninsured drivers. [6]
    • New York cities collectively had the 49th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Morris
    • New York cities collectively had the 4th highest auto insurance rates in the nation in 2010. [2]

Morris Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Morris Automotive Laws

  • Minimum Driving Age in Morris [9]
    • Morris, NY minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Morris
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Morris
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Morris
    • Safety belt laws have been in place since 1984 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 and younger unless more than 40 pounds and are seated where there is no available lap/shoulder belt; 4 - 7 years unless they are seated where there is no available lap/shoulder belt. [7]

New York Car & Driver Facts

New York Auto Registrations

New York Car & Driver Facts
  • Auto Registrations in NY [8]
    • Registered Cars: 5,866,664
    • Registered Trucks: 4,169,695
    • Registered Motorcycles: 345,855
    • Total Registrations: 10,430,559
    • Rank: New York ranked 5th in the United States in total auto registrations in 2011.

New York Automotive Facts

  • Speed Limits in NY
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New York Motor Fuel Consumption
    • New York cities collectively ranked 4th in the nation in total motor fuel consumption in 2011. [10]

New York Licensed Drivers

  • Licensed Drivers in NY [11]
    • Female Drivers: 5,438,554
    • Male Drivers: 5,772,229
    • Total Drivers: 11,210,783
    • Rank: 4th highest in the U.S.

Additional information about Morris, NY

About Morris

Morris (New York) is a village with a population of 583 [12] that is located in Otsego County.

NY Car Insurance

More about Morris auto insurance

For more information about Morris car insurance, or for additional resources regarding New York car insurance overall, visit the New York Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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