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Mastic Beach Car Insurance Resources

Mastic Beach, NY Car Insurance

Cars Insured in Mastic Beach

^ There are an estimated 6,244 vehicles currently insured in Mastic Beach. [1]

Car Insurance Rates in Mastic Beach

^ From 2006 to 2010, New York cities had the 4th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mastic Beach

^ There are an estimated 404 uninsured motorists driving in Mastic Beach. [3]

NY Car Insurance

Mastic Beach Car Insurance

Car Insurance Liability Requirements in Mastic Beach

  • Minimum Liability Limits in Mastic Beach: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must have $50,000/$100,000 for wrongful death coverage.

Required Car Insurance Coverage in Mastic Beach

Required Car Insurance Coverage in Mastic Beach
  • Mastic Beach Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Mastic Beach

  • Insurer Verification of Auto Insurance in Mastic Beach [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Mastic Beach Car Insurance Facts, Estimates & Related Laws

Mastic Beach Car Insurance Stats

Mastic Beach Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mastic Beach
    • Based on historical and current data, 6,244 cars are currently insured in Mastic Beach. [5]
    • New York cities collectively ranked 4th in the nation in auto insurance policies in 2011 with a total of 9,358,429. [1]
  • Uninsured Motorist Rate in Mastic Beach
    • Based on historical and current data, Mastic Beach has an estimated 404 uninsured drivers. [6]
    • New York cities collectively had the 49th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mastic Beach
    • New York cities collectively had the 4th highest auto insurance rates in the nation in 2010. [2]

Mastic Beach Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Mastic Beach Automotive Laws

  • Minimum Driving Age in Mastic Beach [9]
    • Mastic Beach, NY minimum driving age: 16 years.
  • Driver's License Renewal Cycle in Mastic Beach
    • Renewal cycle: 8 years [7]
  • Motorcycle Helmet Laws in Mastic Beach
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Mastic Beach
    • Safety belt laws have been in place since 1984 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 and younger unless more than 40 pounds and are seated where there is no available lap/shoulder belt; 4 - 7 years unless they are seated where there is no available lap/shoulder belt. [7]

New York Car & Driver Facts

New York Auto Registrations

New York Car & Driver Facts
  • Auto Registrations in NY [8]
    • Registered Cars: 5,866,664
    • Registered Trucks: 4,169,695
    • Registered Motorcycles: 345,855
    • Total Registrations: 10,430,559
    • Rank: New York ranked 5th in the United States in total auto registrations in 2011.

New York Automotive Facts

  • Speed Limits in NY
    • Rural interstates: 65 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New York Motor Fuel Consumption
    • New York cities collectively ranked 4th in the nation in total motor fuel consumption in 2011. [10]

New York Licensed Drivers

  • Licensed Drivers in NY [11]
    • Female Drivers: 5,438,554
    • Male Drivers: 5,772,229
    • Total Drivers: 11,210,783
    • Rank: 4th highest in the U.S.

Additional information about Mastic Beach, NY

About Mastic Beach

Mastic Beach (New York) is a village with a population of 12,930 [12] that is located in Suffolk County.

NY Car Insurance

More about Mastic Beach auto insurance

For more information about Mastic Beach car insurance, or for additional resources regarding New York car insurance overall, visit the New York Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NY