Los Ranchos De Albuquerque Car Insurance Resources

Los Ranchos De Albuquerque, NM Car Insurance

Cars Insured in Los Ranchos De Albuquerque

^ There are an estimated 4,456 vehicles currently insured in Los Ranchos De Albuquerque. ^[1]

Car Insurance Rates in Los Ranchos De Albuquerque

^ From 2006 to 2010, New Mexico cities had the 27th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Los Ranchos De Albuquerque

^ There are an estimated 1,067 uninsured motorists driving in Los Ranchos De Albuquerque. ^[3]

Los Ranchos De Albuquerque Car Insurance

Car Insurance Liability Requirements in Los Ranchos De Albuquerque

Minimum Liability Limits in Los Ranchos De Albuquerque: 25/50/10 ^[4]
- 25 Required coverage up to $25,000 for one individual injured in an accident
- 50 Required coverage up to $50,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Los Ranchos De Albuquerque

Los Ranchos De Albuquerque Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage

Car Insurance Verification Laws in Los Ranchos De Albuquerque

Insurer Verification of Auto Insurance in Los Ranchos De Albuquerque ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.

Los Ranchos De Albuquerque Car Insurance Facts, Estimates & Related Laws

Los Ranchos De Albuquerque Car Insurance Stats

Number of Auto Insurance Policies in Los Ranchos De Albuquerque
- Based on historical and current data, 4,456 cars are currently insured in Los Ranchos De Albuquerque. ^[5]
- New Mexico cities collectively ranked 36th in the nation in auto insurance policies in 2011 with a total of 1,523,172. ^[1]
Uninsured Motorist Rate in Los Ranchos De Albuquerque
- Based on historical and current data, Los Ranchos De Albuquerque has an estimated 1,067 uninsured drivers. ^[6]
- New Mexico cities collectively had the 2nd highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Los Ranchos De Albuquerque
- New Mexico cities collectively had the 30th highest auto insurance rates in the nation in 2010. ^[2]

Los Ranchos De Albuquerque Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for learner's permit and intermediate license holders. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? No
Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Los Ranchos De Albuquerque Automotive Laws

Minimum Driving Age in Los Ranchos De Albuquerque ^[9]
- Los Ranchos De Albuquerque, NM minimum driving age: 15 years.
Driver's License Renewal Cycle in Los Ranchos De Albuquerque
- Renewal cycle: 4 or 8 years at the option of the driver ^[7]
Motorcycle Helmet Laws in Los Ranchos De Albuquerque
- Motorcycle helmets required for 17 and younger. ^[7]
Safety Belt Laws in Los Ranchos De Albuquerque
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in all seats. ^[7]
- Child restraint law in place for younger than 1 year in a rear-facing infant seat; 1 - 4 years or less than 40 pounds in a child safety seat; 5 - 6 or less than 60 pounds in a booster seat. ^[7]

New Mexico Car & Driver Facts

New Mexico Auto Registrations

Auto Registrations in NM ^[8]
- Registered Cars: 718,457
- Registered Trucks: 984,465
- Registered Motorcycles: 64,912
- Total Registrations: 1,772,040
- Rank: New Mexico ranked 37th in the United States in total auto registrations in 2011.

New Mexico Automotive Facts

Speed Limits in NM
- Rural interstates: 75 mph ^[7]
- Urban interstates: 75 mph ^[7]
- Other roads: 55 mph ^[7]
New Mexico Motor Fuel Consumption
- New Mexico cities collectively ranked 35th in the nation in total motor fuel consumption in 2011. ^[10]

New Mexico Licensed Drivers

Licensed Drivers in NM ^[11]
- Female Drivers: 711,481
- Male Drivers: 707,160
- Total Drivers: 1,418,641
- Rank: 36th highest in the U.S.

Additional information about Los Ranchos De Albuquerque, NM

About Los Ranchos De Albuquerque

Los Ranchos De Albuquerque (New Mexico) is a village with a population of 6,024 ^[12] that is located in Bernalillo County.

More about Los Ranchos De Albuquerque auto insurance

For more information about Los Ranchos De Albuquerque car insurance, or for additional resources regarding New Mexico car insurance overall, visit the New Mexico Department of Insurance.

Did you know?

Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)