Medford Lakes Car Insurance Resources

Medford Lakes, NJ Car Insurance

Cars Insured in Medford Lakes

^ There are an estimated 2,527 vehicles currently insured in Medford Lakes. ^[1]

Car Insurance Rates in Medford Lakes

^ From 2006 to 2010, New Jersey cities had the 2nd highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Medford Lakes

^ There are an estimated 316 uninsured motorists driving in Medford Lakes. ^[3]

Medford Lakes Car Insurance

Car Insurance Liability Requirements in Medford Lakes

Minimum Liability Limits in Medford Lakes: 15/30/5 ^[4]
- 15 Required coverage up to $15,000 for one individual injured in an accident
- 30 Required coverage up to $30,000 for all persons injured in an accident
- 5 Required coverage up to $5,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
- Note: Basic policy (optional) limits are $10,000/$10,000/$5,000. Uninsured and underinsured motorist coverage not available under the basic policy but uninsured motorist coverage is required under the standard policy.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Medford Lakes

Medford Lakes Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage

Car Insurance Verification Laws in Medford Lakes

Insurer Verification of Auto Insurance in Medford Lakes ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Medford Lakes Car Insurance Facts, Estimates & Related Laws

Medford Lakes Car Insurance Stats

Number of Auto Insurance Policies in Medford Lakes
- Based on historical and current data, 2,527 cars are currently insured in Medford Lakes. ^[5]
- New Jersey cities collectively ranked 12th in the nation in auto insurance policies in 2011 with a total of 5,358,929. ^[1]
Uninsured Motorist Rate in Medford Lakes
- Based on historical and current data, Medford Lakes has an estimated 316 uninsured drivers. ^[6]
- New Jersey cities collectively had the 31st highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Medford Lakes
- New Jersey cities collectively had the 1st highest auto insurance rates in the nation in 2010. ^[2]

Medford Lakes Distracted Driving Laws

Hand-held phone ban? Yes

hand-held phone ban in place for all drivers. ^[7]

Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Medford Lakes Automotive Laws

Minimum Driving Age in Medford Lakes ^[9]
- Medford Lakes, NJ minimum driving age: 16 years.
Driver's License Renewal Cycle in Medford Lakes
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in Medford Lakes
- Motorcycle helmets required for all riders. ^[7]
Safety Belt Laws in Medford Lakes
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 7 years and younger and more than 80 pounds; 8+ in all seats. ^[7]
- Child restraint law in place for 7 years and younger and less than 80 pounds. ^[7]

New Jersey Car & Driver Facts

New Jersey Auto Registrations

Auto Registrations in NJ ^[8]
- Registered Cars: 4,416,631
- Registered Trucks: 3,172,253
- Registered Motorcycles: 330,489
- Total Registrations: 7,939,956
- Rank: New Jersey ranked 9th in the United States in total auto registrations in 2011.

New Jersey Automotive Facts

Speed Limits in NJ
- Rural interstates: 65 mph ^[7]
- Urban interstates: 55 mph ^[7]
- Other roads: 55 mph ^[7]
New Jersey Motor Fuel Consumption
- New Jersey cities collectively ranked 11th in the nation in total motor fuel consumption in 2011. ^[10]

New Jersey Licensed Drivers

Licensed Drivers in NJ ^[11]
- Female Drivers: 3,042,562
- Male Drivers: 2,934,896
- Total Drivers: 5,977,458
- Rank: 12th highest in the U.S.

Additional information about Medford Lakes, NJ

About Medford Lakes

Medford Lakes (New Jersey) is a borough with a population of 4,146 ^[12] that is located in Burlington County.

More about Medford Lakes auto insurance

For more information about Medford Lakes car insurance, or for additional resources regarding New Jersey car insurance overall, visit the New Jersey Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)