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Somersworth Car Insurance Resources

Somersworth, NH Car Insurance

Cars Insured in Somersworth

^ There are an estimated 8,016 vehicles currently insured in Somersworth. [1]

Car Insurance Rates in Somersworth

^ From 2006 to 2010, New Hampshire cities had the 25th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Somersworth

^ There are an estimated 1,030 uninsured motorists driving in Somersworth. [3]

NH Car Insurance

Somersworth Car Insurance

Car Insurance Liability Requirements in Somersworth

  • Minimum Liability Limits in Somersworth: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
    • Note: In addition, policyholders must also carry at least $2,000 for medical payments.

Required Car Insurance Coverage in Somersworth

Required Car Insurance Coverage in Somersworth
  • Somersworth Auto Insurance Coverage Requirements [4]
    • Uninsured motorist coverage
    • Financial responsibility only (insurance not compulsory)

Car Insurance Verification Laws in Somersworth

  • Insurer Verification of Auto Insurance in Somersworth [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Somersworth Car Insurance Facts, Estimates & Related Laws

Somersworth Car Insurance Stats

Somersworth Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Somersworth
    • Based on historical and current data, 8,016 cars are currently insured in Somersworth. [5]
    • New Hampshire cities collectively ranked 41st in the nation in auto insurance policies in 2011 with a total of 896,848. [1]
  • Uninsured Motorist Rate in Somersworth
    • Based on historical and current data, Somersworth has an estimated 1,030 uninsured drivers. [6]
    • New Hampshire cities collectively had the 33rd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Somersworth
    • New Hampshire cities collectively had the 29th highest auto insurance rates in the nation in 2010. [2]

Somersworth Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Somersworth Automotive Laws

  • Minimum Driving Age in Somersworth [9]
    • Somersworth, NH minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Somersworth
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Somersworth
    • No law in place. [7]
  • Safety Belt Laws in Somersworth
    • The state of New Hampshire is the only state that has no safety belt law in place at all. [7]
    • Child restraint law in place for 6 years and younger who are less than 57 inches (effective 01/01/14). [7]

New Hampshire Car & Driver Facts

New Hampshire Auto Registrations

New Hampshire Car & Driver Facts
  • Auto Registrations in NH [8]
    • Registered Cars: 594,931
    • Registered Trucks: 601,080
    • Registered Motorcycles: 79,267
    • Total Registrations: 1,278,484
    • Rank: New Hampshire ranked 40th in the United States in total auto registrations in 2011.

New Hampshire Automotive Facts

  • Speed Limits in NH
    • Rural interstates: 65 mph (70 mph on specified segments of road) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • New Hampshire Motor Fuel Consumption
    • New Hampshire cities collectively ranked 41st in the nation in total motor fuel consumption in 2011. [10]

New Hampshire Licensed Drivers

  • Licensed Drivers in NH [11]
    • Female Drivers: 527,010
    • Male Drivers: 529,879
    • Total Drivers: 1,056,889
    • Rank: 40th highest in the U.S.

Additional information about Somersworth, NH

About Somersworth

Somersworth (New Hampshire) is a city with a population of 11,766 [12] that is located in Strafford County.

NH Car Insurance

More about Somersworth auto insurance

For more information about Somersworth car insurance, or for additional resources regarding New Hampshire car insurance overall, visit the New Hampshire Department of Insurance.

Did you know?

Under primary laws, an officer can ticket a driver for the offense (such as texting) without another traffic violation occurring.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NH