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Fernley Car Insurance Resources

Fernley, NV Car Insurance

Cars Insured in Fernley

^ There are an estimated 12,852 vehicles currently insured in Fernley. [1]

Car Insurance Rates in Fernley

^ From 2006 to 2010, Nevada cities had the 8th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fernley

^ There are an estimated 1,610 uninsured motorists driving in Fernley. [3]

NV Car Insurance

Fernley Car Insurance

Car Insurance Liability Requirements in Fernley

  • Minimum Liability Limits in Fernley: 15/30/10 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fernley

Required Car Insurance Coverage in Fernley
  • Fernley Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fernley

  • Insurer Verification of Auto Insurance in Fernley [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Fernley Car Insurance Facts, Estimates & Related Laws

Fernley Car Insurance Stats

Fernley Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fernley
    • Based on historical and current data, 12,852 cars are currently insured in Fernley. [5]
    • Nevada cities collectively ranked 35th in the nation in auto insurance policies in 2011 with a total of 1,791,986. [1]
  • Uninsured Motorist Rate in Fernley
    • Based on historical and current data, Fernley has an estimated 1,610 uninsured drivers. [6]
    • Nevada cities collectively had the 24th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fernley
    • Nevada cities collectively had the 11th highest auto insurance rates in the nation in 2010. [2]

Fernley Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all drivers. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Fernley Automotive Laws

  • Minimum Driving Age in Fernley [9]
    • Fernley, NV minimum driving age: 15 years, 6 months.
  • Driver's License Renewal Cycle in Fernley
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Fernley
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Fernley
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and younger and 60 pounds or less. [7]

Nevada Car & Driver Facts

Nevada Auto Registrations

Nevada Car & Driver Facts
  • Auto Registrations in NV [8]
    • Registered Cars: 1,079,145
    • Registered Trucks: 1,000,945
    • Registered Motorcycles: 68,976
    • Total Registrations: 2,152,407
    • Rank: Nevada ranked 33rd in the United States in total auto registrations in 2011.

Nevada Automotive Facts

  • Speed Limits in NV
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph [7]
  • Nevada Motor Fuel Consumption
    • Nevada cities collectively ranked 36th in the nation in total motor fuel consumption in 2011. [10]

Nevada Licensed Drivers

  • Licensed Drivers in NV [11]
    • Female Drivers: 828,315
    • Male Drivers: 872,514
    • Total Drivers: 1,700,829
    • Rank: 35th highest in the U.S.

Additional information about Fernley, NV

About Fernley

Fernley (Nevada) is a city with a population of 19,368 [12] that is located in Lyon County.

NV Car Insurance

More about Fernley auto insurance

For more information about Fernley car insurance, or for additional resources regarding Nevada car insurance overall, visit the Nevada Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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