Car Insurance LocalCar Insurance Local
Howard City Car Insurance Resources

Howard City, NE Car Insurance

Cars Insured in Howard City

^ There are an estimated 154 vehicles currently insured in Howard City. [1]

Car Insurance Rates in Howard City

^ From 2006 to 2010, Nebraska cities had the 47th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Howard City

^ There are an estimated 11 uninsured motorists driving in Howard City. [3]

NE Car Insurance

Howard City Car Insurance

Car Insurance Liability Requirements in Howard City

  • Minimum Liability Limits in Howard City: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Howard City

Required Car Insurance Coverage in Howard City
  • Howard City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage
    • Underinsured motorist coverage

Car Insurance Verification Laws in Howard City

  • Insurer Verification of Auto Insurance in Howard City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Howard City Car Insurance Facts, Estimates & Related Laws

Howard City Car Insurance Stats

Howard City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Howard City
    • Based on historical and current data, 154 cars are currently insured in Howard City. [5]
    • Nebraska cities collectively ranked 37th in the nation in auto insurance policies in 2011 with a total of 1,492,531. [1]
  • Uninsured Motorist Rate in Howard City
    • Based on historical and current data, Howard City has an estimated 11 uninsured drivers. [6]
    • Nebraska cities collectively had the 46th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Howard City
    • Nebraska cities collectively had the 46th highest auto insurance rates in the nation in 2010. [2]

Howard City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Secondary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Howard City Automotive Laws

  • Minimum Driving Age in Howard City [9]
    • Howard City, NE minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Howard City
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Howard City
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Howard City
    • Safety belt laws have been in place since 1993 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for 5 years and younger. [7]

Nebraska Car & Driver Facts

Nebraska Auto Registrations

Nebraska Car & Driver Facts
  • Auto Registrations in NE [8]
    • Registered Cars: 766,395
    • Registered Trucks: 1,065,473
    • Registered Motorcycles: 51,376
    • Total Registrations: 1,886,956
    • Rank: Nebraska ranked 35th in the United States in total auto registrations in 2011.

Nebraska Automotive Facts

  • Speed Limits in NE
    • Rural interstates: 75 mph [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 60 mph [7]
  • Nebraska Motor Fuel Consumption
    • Nebraska cities collectively ranked 37th in the nation in total motor fuel consumption in 2011. [10]

Nebraska Licensed Drivers

  • Licensed Drivers in NE [11]
    • Female Drivers: 676,726
    • Male Drivers: 679,651
    • Total Drivers: 1,356,377
    • Rank: 37th highest in the U.S.

Additional information about Howard City, NE

About Howard City

Howard City (Nebraska) is a village with a population of 189 [12] that is located in Howard County.

NE Car Insurance

More about Howard City auto insurance

For more information about Howard City car insurance, or for additional resources regarding Nebraska car insurance overall, visit the Nebraska Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in NE