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Chester Car Insurance Resources

Chester, MT Car Insurance

Cars Insured in Chester

^ There are an estimated 693 vehicles currently insured in Chester. [1]

Car Insurance Rates in Chester

^ From 2006 to 2010, Montana cities had the 37th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Chester

^ There are an estimated 73 uninsured motorists driving in Chester. [3]

MT Car Insurance

Chester Car Insurance

Car Insurance Liability Requirements in Chester

  • Minimum Liability Limits in Chester: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Chester

Required Car Insurance Coverage in Chester
  • Chester Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Chester

  • Insurer Verification of Auto Insurance in Chester [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Chester Car Insurance Facts, Estimates & Related Laws

Chester Car Insurance Stats

Chester Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Chester
    • Based on historical and current data, 693 cars are currently insured in Chester. [5]
    • Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
  • Uninsured Motorist Rate in Chester
    • Based on historical and current data, Chester has an estimated 73 uninsured drivers. [6]
    • Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Chester
    • Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]

Chester Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Chester Automotive Laws

  • Minimum Driving Age in Chester [9]
    • Chester, MT minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Chester
    • Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
  • Motorcycle Helmet Laws in Chester
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Chester
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]

Montana Car & Driver Facts

Montana Auto Registrations

Montana Car & Driver Facts
  • Auto Registrations in MT [8]
    • Registered Cars: 435,575
    • Registered Trucks: 731,783
    • Registered Motorcycles: 47,011
    • Total Registrations: 1,219,158
    • Rank: Montana ranked 41st in the United States in total auto registrations in 2011.

Montana Automotive Facts

  • Speed Limits in MT
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph (Night: 65 mph) [7]
  • Montana Motor Fuel Consumption
    • Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]

Montana Licensed Drivers

  • Licensed Drivers in MT [11]
    • Female Drivers: 370,437
    • Male Drivers: 382,046
    • Total Drivers: 752,483
    • Rank: 43rd highest in the U.S.

Additional information about Chester, MT

About Chester

Chester (Montana) is a town with a population of 847 [12] that is located in Liberty County.

MT Car Insurance

More about Chester auto insurance

For more information about Chester car insurance, or for additional resources regarding Montana car insurance overall, visit the Montana Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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