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Belt Car Insurance Resources

Belt, MT Car Insurance

Cars Insured in Belt

^ There are an estimated 489 vehicles currently insured in Belt. [1]

Car Insurance Rates in Belt

^ From 2006 to 2010, Montana cities had the 37th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Belt

^ There are an estimated 52 uninsured motorists driving in Belt. [3]

MT Car Insurance

Belt Car Insurance

Car Insurance Liability Requirements in Belt

  • Minimum Liability Limits in Belt: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Belt

Required Car Insurance Coverage in Belt
  • Belt Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Belt

  • Insurer Verification of Auto Insurance in Belt [4]
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Belt Car Insurance Facts, Estimates & Related Laws

Belt Car Insurance Stats

Belt Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Belt
    • Based on historical and current data, 489 cars are currently insured in Belt. [5]
    • Montana cities collectively ranked 43rd in the nation in auto insurance policies in 2011 with a total of 809,958. [1]
  • Uninsured Motorist Rate in Belt
    • Based on historical and current data, Belt has an estimated 52 uninsured drivers. [6]
    • Montana cities collectively had the 30th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Belt
    • Montana cities collectively had the 36th highest auto insurance rates in the nation in 2010. [2]

Belt Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? No
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • n/a. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Belt Automotive Laws

  • Minimum Driving Age in Belt [9]
    • Belt, MT minimum driving age: 14 years, 6 months.
  • Driver's License Renewal Cycle in Belt
    • Renewal cycle: 8 years, 4 years if by mail, or on 75th birthday, whichever occurs first7 [7]
  • Motorcycle Helmet Laws in Belt
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Belt
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 6+ years in all seats. [7]
    • Child restraint law in place for 5 years and and younger and less than 60 pounds. [7]

Montana Car & Driver Facts

Montana Auto Registrations

Montana Car & Driver Facts
  • Auto Registrations in MT [8]
    • Registered Cars: 435,575
    • Registered Trucks: 731,783
    • Registered Motorcycles: 47,011
    • Total Registrations: 1,219,158
    • Rank: Montana ranked 41st in the United States in total auto registrations in 2011.

Montana Automotive Facts

  • Speed Limits in MT
    • Rural interstates: 75 mph (Trucks: 65 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 70 mph (Night: 65 mph) [7]
  • Montana Motor Fuel Consumption
    • Montana cities collectively ranked 42nd in the nation in total motor fuel consumption in 2011. [10]

Montana Licensed Drivers

  • Licensed Drivers in MT [11]
    • Female Drivers: 370,437
    • Male Drivers: 382,046
    • Total Drivers: 752,483
    • Rank: 43rd highest in the U.S.

Additional information about Belt, MT

About Belt

Belt (Montana) is a town with a population of 597 [12] that is located in Cascade County.

MT Car Insurance

More about Belt auto insurance

For more information about Belt car insurance, or for additional resources regarding Montana car insurance overall, visit the Montana Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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