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Pleasant Hope Car Insurance Resources

Pleasant Hope, MO Car Insurance

Cars Insured in Pleasant Hope

^ There are an estimated 436 vehicles currently insured in Pleasant Hope. [1]

Car Insurance Rates in Pleasant Hope

^ From 2006 to 2010, Missouri cities had the 34th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Pleasant Hope

^ There are an estimated 60 uninsured motorists driving in Pleasant Hope. [3]

MO Car Insurance

Pleasant Hope Car Insurance

Car Insurance Liability Requirements in Pleasant Hope

  • Minimum Liability Limits in Pleasant Hope: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Pleasant Hope

Required Car Insurance Coverage in Pleasant Hope
  • Pleasant Hope Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Pleasant Hope

  • Insurer Verification of Auto Insurance in Pleasant Hope [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Pleasant Hope Car Insurance Facts, Estimates & Related Laws

Pleasant Hope Car Insurance Stats

Pleasant Hope Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Pleasant Hope
    • Based on historical and current data, 436 cars are currently insured in Pleasant Hope. [5]
    • Missouri cities collectively ranked 17th in the nation in auto insurance policies in 2011 with a total of 4,250,331. [1]
  • Uninsured Motorist Rate in Pleasant Hope
    • Based on historical and current data, Pleasant Hope has an estimated 60 uninsured drivers. [6]
    • Missouri cities collectively had the 22nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Pleasant Hope
    • Missouri cities collectively had the 33rd highest auto insurance rates in the nation in 2010. [2]

Pleasant Hope Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for drivers 21 and younger. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Pleasant Hope Automotive Laws

  • Minimum Driving Age in Pleasant Hope [9]
    • Pleasant Hope, MO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Pleasant Hope
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Pleasant Hope
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Pleasant Hope
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 10 pounds must be in a child restraint; 4 - 7 years between 40 and 80 pounds and 4-feet-9-inches or shorter in booster seat. [7]

Missouri Car & Driver Facts

Missouri Auto Registrations

Missouri Car & Driver Facts
  • Auto Registrations in MO [8]
    • Registered Cars: 2,440,765
    • Registered Trucks: 2,572,195
    • Registered Motorcycles: 140,947
    • Total Registrations: 5,169,994
    • Rank: Missouri ranked 18th in the United States in total auto registrations in 2011.

Missouri Automotive Facts

  • Speed Limits in MO
    • Rural interstates: 70 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Missouri Motor Fuel Consumption
    • Missouri cities collectively ranked 14th in the nation in total motor fuel consumption in 2011. [10]

Missouri Licensed Drivers

  • Licensed Drivers in MO [11]
    • Female Drivers: 2,177,938
    • Male Drivers: 2,099,099
    • Total Drivers: 4,277,037
    • Rank: 18th highest in the U.S.

Additional information about Pleasant Hope, MO

About Pleasant Hope

Pleasant Hope (Missouri) is a city with a population of 614 [12] that is located in Polk County.

MO Car Insurance

More about Pleasant Hope auto insurance

For more information about Pleasant Hope car insurance, or for additional resources regarding Missouri car insurance overall, visit the Missouri Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MO