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Lowry City Car Insurance Resources

Lowry City, MO Car Insurance

Cars Insured in Lowry City

^ There are an estimated 454 vehicles currently insured in Lowry City. [1]

Car Insurance Rates in Lowry City

^ From 2006 to 2010, Missouri cities had the 34th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lowry City

^ There are an estimated 63 uninsured motorists driving in Lowry City. [3]

MO Car Insurance

Lowry City Car Insurance

Car Insurance Liability Requirements in Lowry City

  • Minimum Liability Limits in Lowry City: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Lowry City

Required Car Insurance Coverage in Lowry City
  • Lowry City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Lowry City

  • Insurer Verification of Auto Insurance in Lowry City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Lowry City Car Insurance Facts, Estimates & Related Laws

Lowry City Car Insurance Stats

Lowry City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lowry City
    • Based on historical and current data, 454 cars are currently insured in Lowry City. [5]
    • Missouri cities collectively ranked 17th in the nation in auto insurance policies in 2011 with a total of 4,250,331. [1]
  • Uninsured Motorist Rate in Lowry City
    • Based on historical and current data, Lowry City has an estimated 63 uninsured drivers. [6]
    • Missouri cities collectively had the 22nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lowry City
    • Missouri cities collectively had the 33rd highest auto insurance rates in the nation in 2010. [2]

Lowry City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for drivers 21 and younger. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Lowry City Automotive Laws

  • Minimum Driving Age in Lowry City [9]
    • Lowry City, MO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Lowry City
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Lowry City
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Lowry City
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 10 pounds must be in a child restraint; 4 - 7 years between 40 and 80 pounds and 4-feet-9-inches or shorter in booster seat. [7]

Missouri Car & Driver Facts

Missouri Auto Registrations

Missouri Car & Driver Facts
  • Auto Registrations in MO [8]
    • Registered Cars: 2,440,765
    • Registered Trucks: 2,572,195
    • Registered Motorcycles: 140,947
    • Total Registrations: 5,169,994
    • Rank: Missouri ranked 18th in the United States in total auto registrations in 2011.

Missouri Automotive Facts

  • Speed Limits in MO
    • Rural interstates: 70 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Missouri Motor Fuel Consumption
    • Missouri cities collectively ranked 14th in the nation in total motor fuel consumption in 2011. [10]

Missouri Licensed Drivers

  • Licensed Drivers in MO [11]
    • Female Drivers: 2,177,938
    • Male Drivers: 2,099,099
    • Total Drivers: 4,277,037
    • Rank: 18th highest in the U.S.

Additional information about Lowry City, MO

About Lowry City

Lowry City (Missouri) is a city with a population of 640 [12] that is located in Saint Clair County.

MO Car Insurance

More about Lowry City auto insurance

For more information about Lowry City car insurance, or for additional resources regarding Missouri car insurance overall, visit the Missouri Department of Insurance.

Did you know?

Driving while text messaging is currently banned for all drivers in 41 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MO