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Fountain N Lakes Car Insurance Resources

Fountain N Lakes, MO Car Insurance

Cars Insured in Fountain N Lakes

^ There are an estimated 117 vehicles currently insured in Fountain N Lakes. [1]

Car Insurance Rates in Fountain N Lakes

^ From 2006 to 2010, Missouri cities had the 34th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fountain N Lakes

^ There are an estimated 16 uninsured motorists driving in Fountain N Lakes. [3]

MO Car Insurance

Fountain N Lakes Car Insurance

Car Insurance Liability Requirements in Fountain N Lakes

  • Minimum Liability Limits in Fountain N Lakes: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fountain N Lakes

Required Car Insurance Coverage in Fountain N Lakes
  • Fountain N Lakes Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Fountain N Lakes

  • Insurer Verification of Auto Insurance in Fountain N Lakes [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Fountain N Lakes Car Insurance Facts, Estimates & Related Laws

Fountain N Lakes Car Insurance Stats

Fountain N Lakes Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fountain N Lakes
    • Based on historical and current data, 117 cars are currently insured in Fountain N Lakes. [5]
    • Missouri cities collectively ranked 17th in the nation in auto insurance policies in 2011 with a total of 4,250,331. [1]
  • Uninsured Motorist Rate in Fountain N Lakes
    • Based on historical and current data, Fountain N Lakes has an estimated 16 uninsured drivers. [6]
    • Missouri cities collectively had the 22nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fountain N Lakes
    • Missouri cities collectively had the 33rd highest auto insurance rates in the nation in 2010. [2]

Fountain N Lakes Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for drivers 21 and younger. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fountain N Lakes Automotive Laws

  • Minimum Driving Age in Fountain N Lakes [9]
    • Fountain N Lakes, MO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Fountain N Lakes
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Fountain N Lakes
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Fountain N Lakes
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 10 pounds must be in a child restraint; 4 - 7 years between 40 and 80 pounds and 4-feet-9-inches or shorter in booster seat. [7]

Missouri Car & Driver Facts

Missouri Auto Registrations

Missouri Car & Driver Facts
  • Auto Registrations in MO [8]
    • Registered Cars: 2,440,765
    • Registered Trucks: 2,572,195
    • Registered Motorcycles: 140,947
    • Total Registrations: 5,169,994
    • Rank: Missouri ranked 18th in the United States in total auto registrations in 2011.

Missouri Automotive Facts

  • Speed Limits in MO
    • Rural interstates: 70 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Missouri Motor Fuel Consumption
    • Missouri cities collectively ranked 14th in the nation in total motor fuel consumption in 2011. [10]

Missouri Licensed Drivers

  • Licensed Drivers in MO [11]
    • Female Drivers: 2,177,938
    • Male Drivers: 2,099,099
    • Total Drivers: 4,277,037
    • Rank: 18th highest in the U.S.

Additional information about Fountain N Lakes, MO

About Fountain N Lakes

Fountain N Lakes (Missouri) is a village with a population of 165 [12] that is located in Lincoln County.

MO Car Insurance

More about Fountain N Lakes auto insurance

For more information about Fountain N Lakes car insurance, or for additional resources regarding Missouri car insurance overall, visit the Missouri Department of Insurance.

Did you know?

Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MO