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Cross Timbers Car Insurance Resources

Cross Timbers, MO Car Insurance

Cars Insured in Cross Timbers

^ There are an estimated 153 vehicles currently insured in Cross Timbers. [1]

Car Insurance Rates in Cross Timbers

^ From 2006 to 2010, Missouri cities had the 34th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Cross Timbers

^ There are an estimated 21 uninsured motorists driving in Cross Timbers. [3]

MO Car Insurance

Cross Timbers Car Insurance

Car Insurance Liability Requirements in Cross Timbers

  • Minimum Liability Limits in Cross Timbers: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Cross Timbers

Required Car Insurance Coverage in Cross Timbers
  • Cross Timbers Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Cross Timbers

  • Insurer Verification of Auto Insurance in Cross Timbers [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify randomly selected insurance policies upon request.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Cross Timbers Car Insurance Facts, Estimates & Related Laws

Cross Timbers Car Insurance Stats

Cross Timbers Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Cross Timbers
    • Based on historical and current data, 153 cars are currently insured in Cross Timbers. [5]
    • Missouri cities collectively ranked 17th in the nation in auto insurance policies in 2011 with a total of 4,250,331. [1]
  • Uninsured Motorist Rate in Cross Timbers
    • Based on historical and current data, Cross Timbers has an estimated 21 uninsured drivers. [6]
    • Missouri cities collectively had the 22nd highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Cross Timbers
    • Missouri cities collectively had the 33rd highest auto insurance rates in the nation in 2010. [2]

Cross Timbers Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for drivers 21 and younger. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Cross Timbers Automotive Laws

  • Minimum Driving Age in Cross Timbers [9]
    • Cross Timbers, MO minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Cross Timbers
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Cross Timbers
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Cross Timbers
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger or less than 10 pounds must be in a child restraint; 4 - 7 years between 40 and 80 pounds and 4-feet-9-inches or shorter in booster seat. [7]

Missouri Car & Driver Facts

Missouri Auto Registrations

Missouri Car & Driver Facts
  • Auto Registrations in MO [8]
    • Registered Cars: 2,440,765
    • Registered Trucks: 2,572,195
    • Registered Motorcycles: 140,947
    • Total Registrations: 5,169,994
    • Rank: Missouri ranked 18th in the United States in total auto registrations in 2011.

Missouri Automotive Facts

  • Speed Limits in MO
    • Rural interstates: 70 mph [7]
    • Urban interstates: 60 mph [7]
    • Other roads: 65 mph [7]
  • Missouri Motor Fuel Consumption
    • Missouri cities collectively ranked 14th in the nation in total motor fuel consumption in 2011. [10]

Missouri Licensed Drivers

  • Licensed Drivers in MO [11]
    • Female Drivers: 2,177,938
    • Male Drivers: 2,099,099
    • Total Drivers: 4,277,037
    • Rank: 18th highest in the U.S.

Additional information about Cross Timbers, MO

About Cross Timbers

Cross Timbers (Missouri) is a city with a population of 216 [12] that is located in Hickory County.

MO Car Insurance

More about Cross Timbers auto insurance

For more information about Cross Timbers car insurance, or for additional resources regarding Missouri car insurance overall, visit the Missouri Department of Insurance.

Did you know?

Under secondary laws, a police officer must have some other reason to stop a vehicle before citing a driver for that offense.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MO