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Raleigh Car Insurance Resources

Raleigh, MS Car Insurance

Cars Insured in Raleigh

^ There are an estimated 904 vehicles currently insured in Raleigh. [1]

Car Insurance Rates in Raleigh

^ From 2006 to 2010, Mississippi cities had the 22nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Raleigh

^ There are an estimated 266 uninsured motorists driving in Raleigh. [3]

MS Car Insurance

Raleigh Car Insurance

Car Insurance Liability Requirements in Raleigh

  • Minimum Liability Limits in Raleigh: 25/50/25 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Raleigh

Required Car Insurance Coverage in Raleigh
  • Raleigh Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Raleigh

  • Insurer Verification of Auto Insurance in Raleigh [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Raleigh Car Insurance Facts, Estimates & Related Laws

Raleigh Car Insurance Stats

Raleigh Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Raleigh
    • Based on historical and current data, 904 cars are currently insured in Raleigh. [5]
    • Mississippi cities collectively ranked 33rd in the nation in auto insurance policies in 2011 with a total of 1,833,956. [1]
  • Uninsured Motorist Rate in Raleigh
    • Based on historical and current data, Raleigh has an estimated 266 uninsured drivers. [6]
    • Mississippi cities collectively had the 1st highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Raleigh
    • Mississippi cities collectively had the 22nd highest auto insurance rates in the nation in 2010. [2]

Raleigh Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for learner's permit and intermediate license holders and school bus drivers. [7]
  • Young drivers cell phone ban? No
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Raleigh Automotive Laws

  • Minimum Driving Age in Raleigh [9]
    • Raleigh, MS minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Raleigh
    • Renewal cycle: 4 or 8 years, at the option of the driver [7]
  • Motorcycle Helmet Laws in Raleigh
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Raleigh
    • Safety belt laws have been in place since 1994 and apply to drivers/passengers 7+ years in front seat. [7]
    • Child restraint law in place for 3 years and younger must be in a child restraint; 4 - 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat. [7]

Mississippi Car & Driver Facts

Mississippi Auto Registrations

Mississippi Car & Driver Facts
  • Auto Registrations in MS [8]
    • Registered Cars: 1,050,978
    • Registered Trucks: 948,456
    • Registered Motorcycles: 28,078
    • Total Registrations: 2,036,524
    • Rank: Mississippi ranked 34th in the United States in total auto registrations in 2011.

Mississippi Automotive Facts

  • Speed Limits in MS
    • Rural interstates: 70 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Mississippi Motor Fuel Consumption
    • Mississippi cities collectively ranked 29th in the nation in total motor fuel consumption in 2011. [10]

Mississippi Licensed Drivers

  • Licensed Drivers in MS [11]
    • Female Drivers: 1,007,017
    • Male Drivers: 919,586
    • Total Drivers: 1,926,603
    • Rank: 33rd highest in the U.S.

Additional information about Raleigh, MS

About Raleigh

Raleigh (Mississippi) is a town with a population of 1,462 [12] that is located in Smith County.

MS Car Insurance

More about Raleigh auto insurance

For more information about Raleigh car insurance, or for additional resources regarding Mississippi car insurance overall, visit the Mississippi Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MS