Oak Park Heights Car Insurance Resources

Oak Park Heights, MN Car Insurance

Cars Insured in Oak Park Heights

^ There are an estimated 3,139 vehicles currently insured in Oak Park Heights. ^[1]

Car Insurance Rates in Oak Park Heights

^ From 2006 to 2010, Minnesota cities had the 30th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in Oak Park Heights

^ There are an estimated 352 uninsured motorists driving in Oak Park Heights. ^[3]

Oak Park Heights Car Insurance

Car Insurance Liability Requirements in Oak Park Heights

Minimum Liability Limits in Oak Park Heights: 30/60/10 ^[4]
- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in Oak Park Heights

Oak Park Heights Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage

Car Insurance Verification Laws in Oak Park Heights

Insurer Verification of Auto Insurance in Oak Park Heights ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify randomly selected insurance policies upon request.

Oak Park Heights Car Insurance Facts, Estimates & Related Laws

Oak Park Heights Car Insurance Stats

Number of Auto Insurance Policies in Oak Park Heights
- Based on historical and current data, 3,139 cars are currently insured in Oak Park Heights. ^[5]
- Minnesota cities collectively ranked 21st in the nation in auto insurance policies in 2011 with a total of 3,837,593. ^[1]
Uninsured Motorist Rate in Oak Park Heights
- Based on historical and current data, Oak Park Heights has an estimated 352 uninsured drivers. ^[6]
- Minnesota cities collectively had the 26th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in Oak Park Heights
- Minnesota cities collectively had the 32nd highest auto insurance rates in the nation in 2010. ^[2]

Oak Park Heights Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit holders and provisional license holders during the first 12 months after licensing. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Oak Park Heights Automotive Laws

Minimum Driving Age in Oak Park Heights ^[9]
- Oak Park Heights, MN minimum driving age: 15 years.
Driver's License Renewal Cycle in Oak Park Heights
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in Oak Park Heights
- Motorcycle helmets required for 17 and younger. ^[7]
- Motorcycle helmet laws in Minnesota cover operators with instructional/learner\'s permits. ^[7]
Safety Belt Laws in Oak Park Heights
- Safety belt laws have been in place since 1986 and apply to drivers/passengers 7 and younger and more than 57 inches in all seats; 8+ in all seats. ^[7]
- Child restraint law in place for 7 years and younger and less than 57 inches. ^[7]

Minnesota Car & Driver Facts

Minnesota Auto Registrations

Auto Registrations in MN ^[8]
- Registered Cars: 2,248,879
- Registered Trucks: 2,402,947
- Registered Motorcycles: 240,289
- Total Registrations: 4,909,634
- Rank: Minnesota ranked 20th in the United States in total auto registrations in 2011.

Minnesota Automotive Facts

Speed Limits in MN
- Rural interstates: 70 mph ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 55 mph ^[7]
Minnesota Motor Fuel Consumption
- Minnesota cities collectively ranked 23rd in the nation in total motor fuel consumption in 2011. ^[10]

Minnesota Licensed Drivers

Licensed Drivers in MN ^[11]
- Female Drivers: 1,642,549
- Male Drivers: 1,663,590
- Total Drivers: 3,306,139
- Rank: 24th highest in the U.S.

Additional information about Oak Park Heights, MN

About Oak Park Heights

Oak Park Heights (Minnesota) is a city with a population of 4,339 ^[12] that is located in Washington County.

More about Oak Park Heights auto insurance

For more information about Oak Park Heights car insurance, or for additional resources regarding Minnesota car insurance overall, visit the Minnesota Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)