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Lakewood Club Car Insurance Resources

Lakewood Club, MI Car Insurance

Cars Insured in Lakewood Club

^ There are an estimated 805 vehicles currently insured in Lakewood Club. [1]

Car Insurance Rates in Lakewood Club

^ From 2006 to 2010, Michigan cities had the 12th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Lakewood Club

^ There are an estimated 180 uninsured motorists driving in Lakewood Club. [3]

MI Car Insurance

Lakewood Club Car Insurance

Car Insurance Liability Requirements in Lakewood Club

  • Minimum Liability Limits in Lakewood Club: 20/40/10 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Lakewood Club

Required Car Insurance Coverage in Lakewood Club
  • Lakewood Club Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Personal injury protection coverage

Car Insurance Verification Laws in Lakewood Club

  • Insurer Verification of Auto Insurance in Lakewood Club [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Lakewood Club Car Insurance Facts, Estimates & Related Laws

Lakewood Club Car Insurance Stats

Lakewood Club Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Lakewood Club
    • Based on historical and current data, 805 cars are currently insured in Lakewood Club. [5]
    • Michigan cities collectively ranked 10th in the nation in auto insurance policies in 2011 with a total of 6,165,963. [1]
  • Uninsured Motorist Rate in Lakewood Club
    • Based on historical and current data, Lakewood Club has an estimated 180 uninsured drivers. [6]
    • Michigan cities collectively had the 7th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Lakewood Club
    • Michigan cities collectively had the 10th highest auto insurance rates in the nation in 2010. [2]

Lakewood Club Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders (level 1 and 2); integrated voice-operated systems excepted. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Lakewood Club Automotive Laws

  • Minimum Driving Age in Lakewood Club [9]
    • Lakewood Club, MI minimum driving age: 14 years, 9 months.
  • Driver's License Renewal Cycle in Lakewood Club
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Lakewood Club
    • Motorcycle helmets required for 20 and younger. [7]
    • All riders younger than 21 years are required to wear helmets, without exception. Those 21 and older may ride without helmets 1) if they carry additional insurance and have passed a motorcycle safety course or 2) if they have had their motorcycle endorsement for at least two years. [7]
  • Safety Belt Laws in Lakewood Club
    • Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. [7]
    • Child restraint law in place for 7 years and younger and less than 57 inches. [7]

Michigan Car & Driver Facts

Michigan Auto Registrations

Michigan Car & Driver Facts
  • Auto Registrations in MI [8]
    • Registered Cars: 4,742,808
    • Registered Trucks: 4,111,481
    • Registered Motorcycles: 308,349
    • Total Registrations: 9,182,847
    • Rank: Michigan ranked 8th in the United States in total auto registrations in 2011.

Michigan Automotive Facts

  • Speed Limits in MI
    • Rural interstates: 70 mph (Trucks: 60 mph) [7]
    • Urban interstates: 65 mph [7]
    • Other roads: 55 mph [7]
  • Michigan Motor Fuel Consumption
    • Michigan cities collectively ranked 10th in the nation in total motor fuel consumption in 2011. [10]

Michigan Licensed Drivers

  • Licensed Drivers in MI [11]
    • Female Drivers: 3,613,751
    • Male Drivers: 3,445,758
    • Total Drivers: 7,059,509
    • Rank: 8th highest in the U.S.

Additional information about Lakewood Club, MI

About Lakewood Club

Lakewood Club (Michigan) is a village with a population of 1,291 [12] that is located in Muskegon County.

MI Car Insurance

More about Lakewood Club auto insurance

For more information about Lakewood Club car insurance, or for additional resources regarding Michigan car insurance overall, visit the Michigan Department of Insurance.

Did you know?

Cell phone use while driving a school bus is currently banned in 21 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in MI