De Tour Village Car Insurance Resources

De Tour Village, MI Car Insurance

Cars Insured in De Tour Village

^ There are an estimated 203 vehicles currently insured in De Tour Village. ^[1]

Car Insurance Rates in De Tour Village

^ From 2006 to 2010, Michigan cities had the 12th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in De Tour Village

^ There are an estimated 45 uninsured motorists driving in De Tour Village. ^[3]

De Tour Village Car Insurance

Car Insurance Liability Requirements in De Tour Village

Minimum Liability Limits in De Tour Village: 20/40/10 ^[4]
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 10 Required coverage up to $10,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in De Tour Village

De Tour Village Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Personal injury protection coverage

Car Insurance Verification Laws in De Tour Village

Insurer Verification of Auto Insurance in De Tour Village ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

De Tour Village Car Insurance Facts, Estimates & Related Laws

De Tour Village Car Insurance Stats

Number of Auto Insurance Policies in De Tour Village
- Based on historical and current data, 203 cars are currently insured in De Tour Village. ^[5]
- Michigan cities collectively ranked 10th in the nation in auto insurance policies in 2011 with a total of 6,165,963. ^[1]
Uninsured Motorist Rate in De Tour Village
- Based on historical and current data, De Tour Village has an estimated 45 uninsured drivers. ^[6]
- Michigan cities collectively had the 7th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in De Tour Village
- Michigan cities collectively had the 10th highest auto insurance rates in the nation in 2010. ^[2]

De Tour Village Distracted Driving Laws

Hand-held phone ban? No
Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to learner's permit and intermediate license holders (level 1 and 2); integrated voice-operated systems excepted. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

De Tour Village Automotive Laws

Minimum Driving Age in De Tour Village ^[9]
- De Tour Village, MI minimum driving age: 14 years, 9 months.
Driver's License Renewal Cycle in De Tour Village
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in De Tour Village
- Motorcycle helmets required for 20 and younger. ^[7]
- All riders younger than 21 years are required to wear helmets, without exception. Those 21 and older may ride without helmets 1) if they carry additional insurance and have passed a motorcycle safety course or 2) if they have had their motorcycle endorsement for at least two years. ^[7]
Safety Belt Laws in De Tour Village
- Safety belt laws have been in place since 1985 and apply to drivers/passengers 16+ years in front seat. ^[7]
- Child restraint law in place for 7 years and younger and less than 57 inches. ^[7]

Michigan Car & Driver Facts

Michigan Auto Registrations

Auto Registrations in MI ^[8]
- Registered Cars: 4,742,808
- Registered Trucks: 4,111,481
- Registered Motorcycles: 308,349
- Total Registrations: 9,182,847
- Rank: Michigan ranked 8th in the United States in total auto registrations in 2011.

Michigan Automotive Facts

Speed Limits in MI
- Rural interstates: 70 mph (Trucks: 60 mph) ^[7]
- Urban interstates: 65 mph ^[7]
- Other roads: 55 mph ^[7]
Michigan Motor Fuel Consumption
- Michigan cities collectively ranked 10th in the nation in total motor fuel consumption in 2011. ^[10]

Michigan Licensed Drivers

Licensed Drivers in MI ^[11]
- Female Drivers: 3,613,751
- Male Drivers: 3,445,758
- Total Drivers: 7,059,509
- Rank: 8th highest in the U.S.

Additional information about De Tour Village, MI

About De Tour Village

De Tour Village (Michigan) is a village with a population of 325 ^[12] that is located in Chippewa County.

More about De Tour Village auto insurance

For more information about De Tour Village car insurance, or for additional resources regarding Michigan car insurance overall, visit the Michigan Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)