Car Insurance in 20659 (Mechanicsville, MD)
Car Insurance Liability Requirements in 20659
- Minimum Liability Limits in 20659: 30/60/15 [4]
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- 30 Required coverage up to $30,000 for one individual injured in an accident
- 60 Required coverage up to $60,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in 20659
- 20659 Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage
- Underinsured motorist coverage
- Personal injury protection coverage
- Note: Personal Injury Protection (PIP) may be waived for the policyholder but is compulsory for passengers.
Car Insurance Verification Laws in 20659
- Insurer Verification of Auto Insurance in 20659 [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Car Insurance Facts, Estimates & Related Laws for ZIP Code 20659
Car Insurance Stats for 20659
- Number of Auto Insurance Policies in 20659
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- Based on historical and current data, 15,957 cars are currently insured in 20659. [5]
- Maryland cities collectively ranked 20th in the nation in auto insurance policies in 2011 with a total of 3,920,707. [1]
- Uninsured Motorist Rate in 20659
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- Based on historical and current data, ZIP Code 20659 has an estimated 2,339 uninsured drivers. [6]
- Maryland cities collectively had the 18th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in 20659
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- All Maryland ZIP Codes collectively had the 9th highest auto insurance rates in the nation in 2010. [2]
20659 Distracted Driving Laws
- Hand-held phone ban? Yes
- hand-held phone ban in place for all drivers. [7]
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to drivers younger than 18. [7]
- Bus driver cell phone ban? Yes
- Ban applies to school bus drivers (hand-held ban). [7]
- Enforcement of laws:
- Primary enforcement in effect. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Automotive Laws in ZIP Code 20659
- Minimum Driving Age in 20659 [9]
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- 20659 minimum driving age: 15 years, 9 months.
- Driver's License Renewal Cycle in 20659
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- Renewal cycle: 8 years [7]
- Motorcycle Helmet Laws in 20659
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- Motorcycle helmets required for all riders. [7]
- Safety Belt Laws in 20659
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 16+ years in all seats (effective 10/01/13). [7]
- Child restraint law in place for 7 years and younger and less than 57 inches. [7]
Maryland Car & Driver Facts
Maryland (including 20659) Auto Registrations
- Auto Registrations in MD [8]
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- Registered Cars: 2,088,130
- Registered Trucks: 1,682,819
- Registered Motorcycles: 120,122
- Total Registrations: 3,905,629
- Rank: Maryland ranked 24th in the United States in total auto registrations in 2011.
Maryland (including 20659) Automotive Facts
- Speed Limits in MD
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- Rural interstates: 65 mph [7]
- Urban interstates: 65 mph [7]
- Other roads: 55 mph [7]
- Maryland (including 20659) Motor Fuel Consumption
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- Maryland cities collectively ranked 22nd in the nation in total motor fuel consumption in 2011. [10]
Maryland Licensed Drivers
- Licensed Drivers in MD [11]
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- Female Drivers: 1,981,313
- Male Drivers: 1,875,291
- Total Drivers: 3,856,604
- Rank: 20th highest in the U.S.
Additional information about Maryland
About 20659
The region that is made up by ZIP Code 20659 has a population of approximately 23,498 and is located in St. Mary's County in Maryland (Mechanicsville, MD). [4]
Car Insurance in 20659
For more information about 20659 Car Insurance, or for additional resources regarding car insurance overall, visit the Maryland Department of Insurance.
Did you know?
Motorcyclists are currently required by law to wear a helmet are in place in 19 states and the District of Columbia.
Car Insurance Resources for Other ZIP Codes in Maryland
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)
