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Church Point Car Insurance Resources

Church Point, LA Car Insurance

Cars Insured in Church Point

^ There are an estimated 2,898 vehicles currently insured in Church Point. [1]

Car Insurance Rates in Church Point

^ From 2006 to 2010, Louisiana cities had the 3rd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Church Point

^ There are an estimated 413 uninsured motorists driving in Church Point. [3]

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Church Point Car Insurance

Car Insurance Liability Requirements in Church Point

  • Minimum Liability Limits in Church Point: 15/30/25 [4]
    • 15  Required coverage up to $15,000 for one individual injured in an accident
    • 30  Required coverage up to $30,000 for all persons injured in an accident
    • 25  Required coverage up to $25,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Church Point

Required Car Insurance Coverage in Church Point
  • Church Point Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Church Point

  • Insurer Verification of Auto Insurance in Church Point [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurers must submit entire list of insurance in effect, which may be compared with registrations at a state agency. Also known as a computer data law.

Church Point Car Insurance Facts, Estimates & Related Laws

Church Point Car Insurance Stats

Church Point Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Church Point
    • Based on historical and current data, 2,898 cars are currently insured in Church Point. [5]
    • Louisiana cities collectively ranked 26th in the nation in auto insurance policies in 2011 with a total of 2,880,946. [1]
  • Uninsured Motorist Rate in Church Point
    • Based on historical and current data, Church Point has an estimated 413 uninsured drivers. [6]
    • Louisiana cities collectively had the 27th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Church Point
    • Louisiana cities collectively had the 3rd highest auto insurance rates in the nation in 2010. [2]

Church Point Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for all learner's permit holders, irrespective of age, and all intermediate license holders. [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to all novice drivers, see footnote for detail4. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Church Point Automotive Laws

  • Minimum Driving Age in Church Point [9]
    • Church Point, LA minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Church Point
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Church Point
    • Motorcycle helmets required for all riders. [7]
  • Safety Belt Laws in Church Point
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 13+ years in all seats. [7]
    • Child restraint law in place for younger than 1 year or less than 20 pounds in a child safety seat; 1 - 3 years or 20-39 pounds in a forward-facing child safety seat; 4 - 5 years or 40-60 pounds in a child booster seat. [7]

Louisiana Car & Driver Facts

Louisiana Auto Registrations

Louisiana Car & Driver Facts
  • Auto Registrations in LA [8]
    • Registered Cars: 1,801,488
    • Registered Trucks: 2,169,221
    • Registered Motorcycles: 68,460
    • Total Registrations: 4,052,596
    • Rank: Louisiana ranked 23rd in the United States in total auto registrations in 2011.

Louisiana Automotive Facts

  • Speed Limits in LA
    • Rural interstates: 75 mph [7]
    • Urban interstates: 70 mph [7]
    • Other roads: 65 mph [7]
  • Louisiana Motor Fuel Consumption
    • Louisiana cities collectively ranked 24th in the nation in total motor fuel consumption in 2011. [10]

Louisiana Licensed Drivers

  • Licensed Drivers in LA [11]
    • Female Drivers: 1,646,556
    • Male Drivers: 1,539,671
    • Total Drivers: 3,186,227
    • Rank: 25th highest in the U.S.

Additional information about Church Point, LA

About Church Point

Church Point (Louisiana) is a town with a population of 4,560 [12] that is located in Acadia County.

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More about Church Point auto insurance

For more information about Church Point car insurance, or for additional resources regarding Louisiana car insurance overall, visit the Louisiana Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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