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Car Insurance Liability Requirements in Van Meter
- Minimum Liability Limits in Van Meter: 20/40/15 [4]
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- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.
Required Car Insurance Coverage in Van Meter
- Van Meter Auto Insurance Coverage Requirements [4]
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- Bodily injury liability coverage
- Property damage liability coverage
Car Insurance Verification Laws in Van Meter
- Insurer Verification of Auto Insurance in Van Meter [4]
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- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
Van Meter Car Insurance Facts, Estimates & Related Laws
Van Meter Car Insurance Stats
- Number of Auto Insurance Policies in Van Meter
-
- Based on historical and current data, 805 cars are currently insured in Van Meter. [5]
- Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
- Uninsured Motorist Rate in Van Meter
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- Based on historical and current data, Van Meter has an estimated 84 uninsured drivers. [6]
- Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
- Average Car Insurance Rates in Van Meter
-
- Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]
Van Meter Distracted Driving Laws
- Hand-held phone ban? No
- Texting-while-driving ban? Yes
- Texting-while-driving ban in place for all drivers. [7]
- Young drivers cell phone ban? Yes
- Ban applies to learner's permit and intermediate license holders. [7]
- Bus driver cell phone ban? No
- Enforcement of laws:
- Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
- With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.
Van Meter Automotive Laws
- Minimum Driving Age in Van Meter [9]
-
- Van Meter, IA minimum driving age: 14 years.
- Driver's License Renewal Cycle in Van Meter
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- Renewal cycle: 5 years [7]
- Motorcycle Helmet Laws in Van Meter
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- Safety Belt Laws in Van Meter
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- Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
- Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]
Iowa Auto Registrations
- Auto Registrations in IA [8]
-
- Registered Cars: 1,645,916
- Registered Trucks: 1,667,446
- Registered Motorcycles: 174,263
- Total Registrations: 3,496,576
- Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.
Iowa Automotive Facts
- Speed Limits in IA
-
- Rural interstates: 70 mph [7]
- Urban interstates: 55 mph [7]
- Other roads: 55 mph [7]
- Iowa Motor Fuel Consumption
-
- Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]
Iowa Licensed Drivers
- Licensed Drivers in IA [11]
-
- Female Drivers: 1,111,216
- Male Drivers: 1,080,499
- Total Drivers: 2,191,715
- Rank: 30th highest in the U.S.
Additional information about Van Meter, IA
About Van Meter
Van Meter (Iowa) is a city with a population of 1,016 [12] that is located in Dallas County.
Did you know?
Some motorcyclists are currently required by law to wear a helmet in 47 states and the District of Columbia.
1. ^ Automobile Insurance Plans Service Office (AIPSO)
2. ^ National Association of Insurance Commissioners (NAIC)
3. ^ Insurance Research Council (IRC)
4. ^ Insurance Information Institute (III)
5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau
6. ^ Insurance Research Council (IRC) and United States Census Bureau
7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute
8. ^ Office of Highway Policy Information
9. ^ Insurance Institute for Highway Safety (IIHS)
10. ^ U.S. Department of Transportation
11. ^ Federal Highway Administration
12. ^ United States Census Bureau
13. ^ National Highway Traffic Safety Administration (NHTSA)
14. ^ National Telecommunications & Information Administration (NTIA)