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Pacific Junction Car Insurance Resources

Pacific Junction, IA Car Insurance

Cars Insured in Pacific Junction

^ There are an estimated 373 vehicles currently insured in Pacific Junction. [1]

Car Insurance Rates in Pacific Junction

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Pacific Junction

^ There are an estimated 39 uninsured motorists driving in Pacific Junction. [3]

IA Car Insurance

Pacific Junction Car Insurance

Car Insurance Liability Requirements in Pacific Junction

  • Minimum Liability Limits in Pacific Junction: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Pacific Junction

Required Car Insurance Coverage in Pacific Junction
  • Pacific Junction Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Pacific Junction

  • Insurer Verification of Auto Insurance in Pacific Junction [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Pacific Junction Car Insurance Facts, Estimates & Related Laws

Pacific Junction Car Insurance Stats

Pacific Junction Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Pacific Junction
    • Based on historical and current data, 373 cars are currently insured in Pacific Junction. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Pacific Junction
    • Based on historical and current data, Pacific Junction has an estimated 39 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Pacific Junction
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Pacific Junction Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Pacific Junction Automotive Laws

  • Minimum Driving Age in Pacific Junction [9]
    • Pacific Junction, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Pacific Junction
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Pacific Junction
    • No law in place. [7]
  • Safety Belt Laws in Pacific Junction
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Pacific Junction, IA

About Pacific Junction

Pacific Junction (Iowa) is a city with a population of 471 [12] that is located in Mills County.

IA Car Insurance

More about Pacific Junction auto insurance

For more information about Pacific Junction car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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