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Grundy Center Car Insurance Resources

Grundy Center, IA Car Insurance

Cars Insured in Grundy Center

^ There are an estimated 2,143 vehicles currently insured in Grundy Center. [1]

Car Insurance Rates in Grundy Center

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Grundy Center

^ There are an estimated 224 uninsured motorists driving in Grundy Center. [3]

IA Car Insurance

Grundy Center Car Insurance

Car Insurance Liability Requirements in Grundy Center

  • Minimum Liability Limits in Grundy Center: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Grundy Center

Required Car Insurance Coverage in Grundy Center
  • Grundy Center Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Grundy Center

  • Insurer Verification of Auto Insurance in Grundy Center [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Grundy Center Car Insurance Facts, Estimates & Related Laws

Grundy Center Car Insurance Stats

Grundy Center Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Grundy Center
    • Based on historical and current data, 2,143 cars are currently insured in Grundy Center. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Grundy Center
    • Based on historical and current data, Grundy Center has an estimated 224 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Grundy Center
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Grundy Center Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Grundy Center Automotive Laws

  • Minimum Driving Age in Grundy Center [9]
    • Grundy Center, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Grundy Center
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Grundy Center
    • No law in place. [7]
  • Safety Belt Laws in Grundy Center
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Grundy Center, IA

About Grundy Center

Grundy Center (Iowa) is a city with a population of 2,706 [12] that is located in Grundy County.

IA Car Insurance

More about Grundy Center auto insurance

For more information about Grundy Center car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IA