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Decatur City Car Insurance Resources

Decatur City, IA Car Insurance

Cars Insured in Decatur City

^ There are an estimated 156 vehicles currently insured in Decatur City. [1]

Car Insurance Rates in Decatur City

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Decatur City

^ There are an estimated 16 uninsured motorists driving in Decatur City. [3]

IA Car Insurance

Decatur City Car Insurance

Car Insurance Liability Requirements in Decatur City

  • Minimum Liability Limits in Decatur City: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Decatur City

Required Car Insurance Coverage in Decatur City
  • Decatur City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Decatur City

  • Insurer Verification of Auto Insurance in Decatur City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Decatur City Car Insurance Facts, Estimates & Related Laws

Decatur City Car Insurance Stats

Decatur City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Decatur City
    • Based on historical and current data, 156 cars are currently insured in Decatur City. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Decatur City
    • Based on historical and current data, Decatur City has an estimated 16 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Decatur City
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Decatur City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Decatur City Automotive Laws

  • Minimum Driving Age in Decatur City [9]
    • Decatur City, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Decatur City
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Decatur City
    • No law in place. [7]
  • Safety Belt Laws in Decatur City
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Decatur City, IA

About Decatur City

Decatur City (Iowa) is a city with a population of 197 [12] that is located in Decatur County.

IA Car Insurance

More about Decatur City auto insurance

For more information about Decatur City car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Across all U.S. states, Massachusetts has the fewest uninsured drivers - approximately 4.5 percent at last measure.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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