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Center Point Car Insurance Resources

Center Point, IA Car Insurance

Cars Insured in Center Point

^ There are an estimated 1,917 vehicles currently insured in Center Point. [1]

Car Insurance Rates in Center Point

^ From 2006 to 2010, Iowa cities had the 49th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Center Point

^ There are an estimated 200 uninsured motorists driving in Center Point. [3]

IA Car Insurance

Center Point Car Insurance

Car Insurance Liability Requirements in Center Point

  • Minimum Liability Limits in Center Point: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Center Point

Required Car Insurance Coverage in Center Point
  • Center Point Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Center Point

  • Insurer Verification of Auto Insurance in Center Point [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Center Point Car Insurance Facts, Estimates & Related Laws

Center Point Car Insurance Stats

Center Point Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Center Point
    • Based on historical and current data, 1,917 cars are currently insured in Center Point. [5]
    • Iowa cities collectively ranked 30th in the nation in auto insurance policies in 2011 with a total of 2,412,396. [1]
  • Uninsured Motorist Rate in Center Point
    • Based on historical and current data, Center Point has an estimated 200 uninsured drivers. [6]
    • Iowa cities collectively had the 29th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Center Point
    • Iowa cities collectively had the 49th highest auto insurance rates in the nation in 2010. [2]

Center Point Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to learner's permit and intermediate license holders. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect for learner's permit and intermediate license holders. Secondary enforcement in effect for texting. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Center Point Automotive Laws

  • Minimum Driving Age in Center Point [9]
    • Center Point, IA minimum driving age: 14 years.
  • Driver's License Renewal Cycle in Center Point
    • Renewal cycle: 5 years [7]
  • Motorcycle Helmet Laws in Center Point
    • No law in place. [7]
  • Safety Belt Laws in Center Point
    • Safety belt laws have been in place since 1986 and apply to drivers/passengers 18+ years in front seat. [7]
    • Child restraint law in place for younger than 1 year and less than 20 pounds in a rear-facing child seat; 1 through 5 years. [7]

Iowa Car & Driver Facts

Iowa Auto Registrations

Iowa Car & Driver Facts
  • Auto Registrations in IA [8]
    • Registered Cars: 1,645,916
    • Registered Trucks: 1,667,446
    • Registered Motorcycles: 174,263
    • Total Registrations: 3,496,576
    • Rank: Iowa ranked 27th in the United States in total auto registrations in 2011.

Iowa Automotive Facts

  • Speed Limits in IA
    • Rural interstates: 70 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Iowa Motor Fuel Consumption
    • Iowa cities collectively ranked 28th in the nation in total motor fuel consumption in 2011. [10]

Iowa Licensed Drivers

  • Licensed Drivers in IA [11]
    • Female Drivers: 1,111,216
    • Male Drivers: 1,080,499
    • Total Drivers: 2,191,715
    • Rank: 30th highest in the U.S.

Additional information about Center Point, IA

About Center Point

Center Point (Iowa) is a city with a population of 2,421 [12] that is located in Linn County.

IA Car Insurance

More about Center Point auto insurance

For more information about Center Point car insurance, or for additional resources regarding Iowa car insurance overall, visit the Iowa Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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