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Winona Lake Car Insurance Resources

Winona Lake, IN Car Insurance

Cars Insured in Winona Lake

^ There are an estimated 3,382 vehicles currently insured in Winona Lake. [1]

Car Insurance Rates in Winona Lake

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Winona Lake

^ There are an estimated 811 uninsured motorists driving in Winona Lake. [3]

IN Car Insurance

Winona Lake Car Insurance

Car Insurance Liability Requirements in Winona Lake

  • Minimum Liability Limits in Winona Lake: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Winona Lake

Required Car Insurance Coverage in Winona Lake
  • Winona Lake Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Winona Lake

  • Insurer Verification of Auto Insurance in Winona Lake [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Winona Lake Car Insurance Facts, Estimates & Related Laws

Winona Lake Car Insurance Stats

Winona Lake Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Winona Lake
    • Based on historical and current data, 3,382 cars are currently insured in Winona Lake. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Winona Lake
    • Based on historical and current data, Winona Lake has an estimated 811 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Winona Lake
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Winona Lake Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Winona Lake Automotive Laws

  • Minimum Driving Age in Winona Lake [9]
    • Winona Lake, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Winona Lake
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Winona Lake
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Winona Lake
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Winona Lake, IN

About Winona Lake

Winona Lake (Indiana) is a town with a population of 4,908 [12] that is located in Kosciusko County.

IN Car Insurance

More about Winona Lake auto insurance

For more information about Winona Lake car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Penalties for driving without required insurance coverage vary widely by location. Fines can reach into the thousands of dollars.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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