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Oakland City Car Insurance Resources

Oakland City, IN Car Insurance

Cars Insured in Oakland City

^ There are an estimated 1,674 vehicles currently insured in Oakland City. [1]

Car Insurance Rates in Oakland City

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Oakland City

^ There are an estimated 401 uninsured motorists driving in Oakland City. [3]

IN Car Insurance

Oakland City Car Insurance

Car Insurance Liability Requirements in Oakland City

  • Minimum Liability Limits in Oakland City: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Oakland City

Required Car Insurance Coverage in Oakland City
  • Oakland City Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Oakland City

  • Insurer Verification of Auto Insurance in Oakland City [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Oakland City Car Insurance Facts, Estimates & Related Laws

Oakland City Car Insurance Stats

Oakland City Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Oakland City
    • Based on historical and current data, 1,674 cars are currently insured in Oakland City. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Oakland City
    • Based on historical and current data, Oakland City has an estimated 401 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Oakland City
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Oakland City Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Oakland City Automotive Laws

  • Minimum Driving Age in Oakland City [9]
    • Oakland City, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Oakland City
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Oakland City
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Oakland City
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Oakland City, IN

About Oakland City

Oakland City (Indiana) is a city with a population of 2,429 [12] that is located in Gibson County.

IN Car Insurance

More about Oakland City auto insurance

For more information about Oakland City car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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