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Mount Ayr Car Insurance Resources

Mount Ayr, IN Car Insurance

Cars Insured in Mount Ayr

^ There are an estimated 84 vehicles currently insured in Mount Ayr. [1]

Car Insurance Rates in Mount Ayr

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Mount Ayr

^ There are an estimated 20 uninsured motorists driving in Mount Ayr. [3]

IN Car Insurance

Mount Ayr Car Insurance

Car Insurance Liability Requirements in Mount Ayr

  • Minimum Liability Limits in Mount Ayr: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Mount Ayr

Required Car Insurance Coverage in Mount Ayr
  • Mount Ayr Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Mount Ayr

  • Insurer Verification of Auto Insurance in Mount Ayr [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Mount Ayr Car Insurance Facts, Estimates & Related Laws

Mount Ayr Car Insurance Stats

Mount Ayr Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Mount Ayr
    • Based on historical and current data, 84 cars are currently insured in Mount Ayr. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Mount Ayr
    • Based on historical and current data, Mount Ayr has an estimated 20 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Mount Ayr
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Mount Ayr Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Mount Ayr Automotive Laws

  • Minimum Driving Age in Mount Ayr [9]
    • Mount Ayr, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Mount Ayr
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Mount Ayr
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Mount Ayr
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Mount Ayr, IN

About Mount Ayr

Mount Ayr (Indiana) is a town with a population of 122 [12] that is located in Newton County.

IN Car Insurance

More about Mount Ayr auto insurance

For more information about Mount Ayr car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Only three states (Illinois, Iowa, and New Hampshire) currently have no motorcycle helmet law at all.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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