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Laconia Car Insurance Resources

Laconia, IN Car Insurance

Cars Insured in Laconia

^ There are an estimated 34 vehicles currently insured in Laconia. [1]

Car Insurance Rates in Laconia

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Laconia

^ There are an estimated 8 uninsured motorists driving in Laconia. [3]

IN Car Insurance

Laconia Car Insurance

Car Insurance Liability Requirements in Laconia

  • Minimum Liability Limits in Laconia: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Laconia

Required Car Insurance Coverage in Laconia
  • Laconia Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Laconia

  • Insurer Verification of Auto Insurance in Laconia [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Laconia Car Insurance Facts, Estimates & Related Laws

Laconia Car Insurance Stats

Laconia Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Laconia
    • Based on historical and current data, 34 cars are currently insured in Laconia. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Laconia
    • Based on historical and current data, Laconia has an estimated 8 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Laconia
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Laconia Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Laconia Automotive Laws

  • Minimum Driving Age in Laconia [9]
    • Laconia, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Laconia
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Laconia
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Laconia
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Laconia, IN

About Laconia

Laconia (Indiana) is a town with a population of 50 [12] that is located in Harrison County.

IN Car Insurance

More about Laconia auto insurance

For more information about Laconia car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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