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Hardinsburg Car Insurance Resources

Hardinsburg, IN Car Insurance

Cars Insured in Hardinsburg

^ There are an estimated 171 vehicles currently insured in Hardinsburg. [1]

Car Insurance Rates in Hardinsburg

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Hardinsburg

^ There are an estimated 41 uninsured motorists driving in Hardinsburg. [3]

IN Car Insurance

Hardinsburg Car Insurance

Car Insurance Liability Requirements in Hardinsburg

  • Minimum Liability Limits in Hardinsburg: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Hardinsburg

Required Car Insurance Coverage in Hardinsburg
  • Hardinsburg Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Hardinsburg

  • Insurer Verification of Auto Insurance in Hardinsburg [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Hardinsburg Car Insurance Facts, Estimates & Related Laws

Hardinsburg Car Insurance Stats

Hardinsburg Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Hardinsburg
    • Based on historical and current data, 171 cars are currently insured in Hardinsburg. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Hardinsburg
    • Based on historical and current data, Hardinsburg has an estimated 41 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Hardinsburg
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Hardinsburg Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Hardinsburg Automotive Laws

  • Minimum Driving Age in Hardinsburg [9]
    • Hardinsburg, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Hardinsburg
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Hardinsburg
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Hardinsburg
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Hardinsburg, IN

About Hardinsburg

Hardinsburg (Indiana) is a town with a population of 248 [12] that is located in Washington County.

IN Car Insurance

More about Hardinsburg auto insurance

For more information about Hardinsburg car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Only three states (Arizona, Montana, and South Carolina) do not have any ban in place on texting while driving.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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