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Fort Wayne Car Insurance Resources

Fort Wayne, IN Car Insurance

Cars Insured in Fort Wayne

^ There are an estimated 174,800 vehicles currently insured in Fort Wayne. [1]

Car Insurance Rates in Fort Wayne

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Fort Wayne

^ There are an estimated 41,899 uninsured motorists driving in Fort Wayne. [3]

IN Car Insurance

Fort Wayne Car Insurance

Car Insurance Liability Requirements in Fort Wayne

  • Minimum Liability Limits in Fort Wayne: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Fort Wayne

Required Car Insurance Coverage in Fort Wayne
  • Fort Wayne Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Fort Wayne

  • Insurer Verification of Auto Insurance in Fort Wayne [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Fort Wayne Car Insurance Facts, Estimates & Related Laws

Fort Wayne Car Insurance Stats

Fort Wayne Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Fort Wayne
    • Based on historical and current data, 174,800 cars are currently insured in Fort Wayne. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Fort Wayne
    • Based on historical and current data, Fort Wayne has an estimated 41,899 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Fort Wayne
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Fort Wayne Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Fort Wayne Automotive Laws

  • Minimum Driving Age in Fort Wayne [9]
    • Fort Wayne, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Fort Wayne
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Fort Wayne
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Fort Wayne
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Fort Wayne, IN

About Fort Wayne

Fort Wayne (Indiana) is a city with a population of 253,691 [12] that is located in Allen County.

IN Car Insurance

More about Fort Wayne auto insurance

For more information about Fort Wayne car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

As of July 2013, 26 U.S. states had laws that allow drivers to show proof of insurance electronically on smartphones.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IN