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Burns Harbor Car Insurance Resources

Burns Harbor, IN Car Insurance

Cars Insured in Burns Harbor

^ There are an estimated 797 vehicles currently insured in Burns Harbor. [1]

Car Insurance Rates in Burns Harbor

^ From 2006 to 2010, Indiana cities had the 42nd highest auto insurance rates in the nation. [2]

Uninsured Motorists in Burns Harbor

^ There are an estimated 191 uninsured motorists driving in Burns Harbor. [3]

IN Car Insurance

Burns Harbor Car Insurance

Car Insurance Liability Requirements in Burns Harbor

  • Minimum Liability Limits in Burns Harbor: 25/50/10 [4]
    • 25  Required coverage up to $25,000 for one individual injured in an accident
    • 50  Required coverage up to $50,000 for all persons injured in an accident
    • 10  Required coverage up to $10,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Burns Harbor

Required Car Insurance Coverage in Burns Harbor
  • Burns Harbor Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage

Car Insurance Verification Laws in Burns Harbor

  • Insurer Verification of Auto Insurance in Burns Harbor [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.

Burns Harbor Car Insurance Facts, Estimates & Related Laws

Burns Harbor Car Insurance Stats

Burns Harbor Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Burns Harbor
    • Based on historical and current data, 797 cars are currently insured in Burns Harbor. [5]
    • Indiana cities collectively ranked 14th in the nation in auto insurance policies in 2011 with a total of 4,467,521. [1]
  • Uninsured Motorist Rate in Burns Harbor
    • Based on historical and current data, Burns Harbor has an estimated 191 uninsured drivers. [6]
    • Indiana cities collectively had the 10th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Burns Harbor
    • Indiana cities collectively had the 41st highest auto insurance rates in the nation in 2010. [2]

Burns Harbor Distracted Driving Laws


  • Hand-held phone ban? No
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 18. [7]
  • Bus driver cell phone ban? No
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.


Burns Harbor Automotive Laws

  • Minimum Driving Age in Burns Harbor [9]
    • Burns Harbor, IN minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Burns Harbor
    • Renewal cycle: 6 years [7]
  • Motorcycle Helmet Laws in Burns Harbor
    • Motorcycle helmets required for 17 and younger. [7]
  • Safety Belt Laws in Burns Harbor
    • Safety belt laws have been in place since 1987 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Indiana Car & Driver Facts

Indiana Auto Registrations

Indiana Car & Driver Facts
  • Auto Registrations in IN [8]
    • Registered Cars: 2,882,224
    • Registered Trucks: 3,024,623
    • Registered Motorcycles: 204,407
    • Total Registrations: 6,132,772
    • Rank: Indiana ranked 13th in the United States in total auto registrations in 2011.

Indiana Automotive Facts

  • Speed Limits in IN
    • Rural interstates: 70 mph (Trucks: 65 mph) [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Indiana Motor Fuel Consumption
    • Indiana cities collectively ranked 13th in the nation in total motor fuel consumption in 2011. [10]

Indiana Licensed Drivers

  • Licensed Drivers in IN [11]
    • Female Drivers: 3,239,700
    • Male Drivers: 3,329,965
    • Total Drivers: 6,569,665
    • Rank: 9th highest in the U.S.

Additional information about Burns Harbor, IN

About Burns Harbor

Burns Harbor (Indiana) is a town with a population of 1,156 [12] that is located in Porter County.

IN Car Insurance

More about Burns Harbor auto insurance

For more information about Burns Harbor car insurance, or for additional resources regarding Indiana car insurance overall, visit the Indiana Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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