Car Insurance LocalCar Insurance Local
Springerton Car Insurance Resources

Springerton, IL Car Insurance

Cars Insured in Springerton

^ There are an estimated 68 vehicles currently insured in Springerton. [1]

Car Insurance Rates in Springerton

^ From 2006 to 2010, Illinois cities had the 26th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Springerton

^ There are an estimated 11 uninsured motorists driving in Springerton. [3]

IL Car Insurance

Springerton Car Insurance

Car Insurance Liability Requirements in Springerton

  • Minimum Liability Limits in Springerton: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Springerton

Required Car Insurance Coverage in Springerton
  • Springerton Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Springerton

  • Insurer Verification of Auto Insurance in Springerton [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Springerton Car Insurance Facts, Estimates & Related Laws

Springerton Car Insurance Stats

Springerton Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Springerton
    • Based on historical and current data, 68 cars are currently insured in Springerton. [5]
    • Illinois cities collectively ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. [1]
  • Uninsured Motorist Rate in Springerton
    • Based on historical and current data, Springerton has an estimated 11 uninsured drivers. [6]
    • Illinois cities collectively had the 20th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Springerton
    • Illinois cities collectively had the 24th highest auto insurance rates in the nation in 2010. [2]

Springerton Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 19 and learner's permit holders younger than 19. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Springerton Automotive Laws

  • Minimum Driving Age in Springerton [9]
    • Springerton, IL minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Springerton
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Springerton
    • No law in place. [7]
  • Safety Belt Laws in Springerton
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Illinois Car & Driver Facts

Illinois Auto Registrations

Illinois Car & Driver Facts
  • Auto Registrations in IL [8]
    • Registered Cars: 5,563,757
    • Registered Trucks: 4,497,731
    • Registered Motorcycles: 350,292
    • Total Registrations: 10,445,208
    • Rank: Illinois ranked 4th in the United States in total auto registrations in 2011.

Illinois Automotive Facts

  • Speed Limits in IL
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Illinois Motor Fuel Consumption
    • Illinois cities collectively ranked 7th in the nation in total motor fuel consumption in 2011. [10]

Illinois Licensed Drivers

  • Licensed Drivers in IL [11]
    • Female Drivers: 4,251,141
    • Male Drivers: 4,122,828
    • Total Drivers: 8,373,969
    • Rank: 6th highest in the U.S.

Additional information about Springerton, IL

About Springerton

Springerton (Illinois) is a village with a population of 110 [12] that is located in White County.

IL Car Insurance

More about Springerton auto insurance

For more information about Springerton car insurance, or for additional resources regarding Illinois car insurance overall, visit the Illinois Department of Insurance.

Did you know?

As of August 2013, three states (Idaho, Kansas and Minnesota) permit electronic delivery (e-Delivery) of insurance documents.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

Additional Cities in IL