North Henderson Car Insurance Resources

North Henderson, IL Car Insurance

Cars Insured in North Henderson

^ There are an estimated 116 vehicles currently insured in North Henderson. ^[1]

Car Insurance Rates in North Henderson

^ From 2006 to 2010, Illinois cities had the 26th highest auto insurance rates in the nation. ^[2]

Uninsured Motorists in North Henderson

^ There are an estimated 18 uninsured motorists driving in North Henderson. ^[3]

North Henderson Car Insurance

Car Insurance Liability Requirements in North Henderson

Minimum Liability Limits in North Henderson: 20/40/15 ^[4]
- 20 Required coverage up to $20,000 for one individual injured in an accident
- 40 Required coverage up to $40,000 for all persons injured in an accident
- 15 Required coverage up to $15,000 for property damage in an accident
- Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Chart: Required coverage in the U.S.

Required Car Insurance Coverage in North Henderson

North Henderson Auto Insurance Coverage Requirements ^[4]
- Bodily injury liability coverage
- Property damage liability coverage
- Uninsured motorist coverage

Car Insurance Verification Laws in North Henderson

Insurer Verification of Auto Insurance in North Henderson ^[4]
- Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
- Insurer must verify financial responsibility or insurance after an accident or arrest.
- Insurer must verify randomly selected insurance policies upon request.

North Henderson Car Insurance Facts, Estimates & Related Laws

North Henderson Car Insurance Stats

Number of Auto Insurance Policies in North Henderson
- Based on historical and current data, 116 cars are currently insured in North Henderson. ^[5]
- Illinois cities collectively ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. ^[1]
Uninsured Motorist Rate in North Henderson
- Based on historical and current data, North Henderson has an estimated 18 uninsured drivers. ^[6]
- Illinois cities collectively had the 20th highest uninsured motorist rate in the nation in 2009. ^[3]
Average Car Insurance Rates in North Henderson
- Illinois cities collectively had the 24th highest auto insurance rates in the nation in 2010. ^[2]

North Henderson Distracted Driving Laws

Hand-held phone ban? Yes

hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). ^[7]

Texting-while-driving ban? Yes

Texting-while-driving ban in place for all drivers. ^[7]

Young drivers cell phone ban? Yes

Ban applies to drivers younger than 19 and learner's permit holders younger than 19. ^[7]

Bus driver cell phone ban? Yes

Ban applies to school bus drivers. ^[7]

Enforcement of laws:

Primary enforcement in effect. ^[7]
With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

North Henderson Automotive Laws

Minimum Driving Age in North Henderson ^[9]
- North Henderson, IL minimum driving age: 15 years.
Driver's License Renewal Cycle in North Henderson
- Renewal cycle: 4 years ^[7]
Motorcycle Helmet Laws in North Henderson
- No law in place. ^[7]
Safety Belt Laws in North Henderson
- Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. ^[7]
- Child restraint law in place for 7 years and younger. ^[7]

Illinois Car & Driver Facts

Illinois Auto Registrations

Auto Registrations in IL ^[8]
- Registered Cars: 5,563,757
- Registered Trucks: 4,497,731
- Registered Motorcycles: 350,292
- Total Registrations: 10,445,208
- Rank: Illinois ranked 4th in the United States in total auto registrations in 2011.

Illinois Automotive Facts

Speed Limits in IL
- Rural interstates: 65 mph ^[7]
- Urban interstates: 55 mph ^[7]
- Other roads: 55 mph ^[7]
Illinois Motor Fuel Consumption
- Illinois cities collectively ranked 7th in the nation in total motor fuel consumption in 2011. ^[10]

Illinois Licensed Drivers

Licensed Drivers in IL ^[11]
- Female Drivers: 4,251,141
- Male Drivers: 4,122,828
- Total Drivers: 8,373,969
- Rank: 6th highest in the U.S.

Additional information about North Henderson, IL

About North Henderson

North Henderson (Illinois) is a village with a population of 187 ^[12] that is located in Mercer County.

More about North Henderson auto insurance

For more information about North Henderson car insurance, or for additional resources regarding Illinois car insurance overall, visit the Illinois Department of Insurance.

Did you know?

California has a program that offers low-cost auto policies to low-income drivers (California Assigned Risk Program).

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)