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Machesney Park Car Insurance Resources

Machesney Park, IL Car Insurance

Cars Insured in Machesney Park

^ There are an estimated 14,547 vehicles currently insured in Machesney Park. [1]

Car Insurance Rates in Machesney Park

^ From 2006 to 2010, Illinois cities had the 26th highest auto insurance rates in the nation. [2]

Uninsured Motorists in Machesney Park

^ There are an estimated 2,285 uninsured motorists driving in Machesney Park. [3]

IL Car Insurance

Machesney Park Car Insurance

Car Insurance Liability Requirements in Machesney Park

  • Minimum Liability Limits in Machesney Park: 20/40/15 [4]
    • 20  Required coverage up to $20,000 for one individual injured in an accident
    • 40  Required coverage up to $40,000 for all persons injured in an accident
    • 15  Required coverage up to $15,000 for property damage in an accident
    • Note: The amounts listed above are the minimum coverage amounts required by the law. Drivers can opt to purchase more than the mandatory minimum amounts.

Required Car Insurance Coverage in Machesney Park

Required Car Insurance Coverage in Machesney Park
  • Machesney Park Auto Insurance Coverage Requirements [4]
    • Bodily injury liability coverage
    • Property damage liability coverage
    • Uninsured motorist coverage

Car Insurance Verification Laws in Machesney Park

  • Insurer Verification of Auto Insurance in Machesney Park [4]
    • Insurer must notify Department of Motor Vehicles or other state agency of cancellation or nonrenewal.
    • Insurer must verify financial responsibility or insurance after an accident or arrest.
    • Insurer must verify randomly selected insurance policies upon request.

Machesney Park Car Insurance Facts, Estimates & Related Laws

Machesney Park Car Insurance Stats

Machesney Park Car Insurance Facts, Estimates & Related Laws
  • Number of Auto Insurance Policies in Machesney Park
    • Based on historical and current data, 14,547 cars are currently insured in Machesney Park. [5]
    • Illinois cities collectively ranked 7th in the nation in auto insurance policies in 2011 with a total of 7,942,599. [1]
  • Uninsured Motorist Rate in Machesney Park
    • Based on historical and current data, Machesney Park has an estimated 2,285 uninsured drivers. [6]
    • Illinois cities collectively had the 20th highest uninsured motorist rate in the nation in 2009. [3]
  • Average Car Insurance Rates in Machesney Park
    • Illinois cities collectively had the 24th highest auto insurance rates in the nation in 2010. [2]

Machesney Park Distracted Driving Laws


  • Hand-held phone ban? Yes
    • hand-held phone ban in place for drivers in construction and school speed zones or within 500 feet of an emergency scene (exemption applies for drivers reporting an emergency situation or communicating with emergency personnel during an emergency situation). [7]
  • Texting-while-driving ban? Yes
    • Texting-while-driving ban in place for all drivers. [7]
  • Young drivers cell phone ban? Yes
    • Ban applies to drivers younger than 19 and learner's permit holders younger than 19. [7]
  • Bus driver cell phone ban? Yes
    • Ban applies to school bus drivers. [7]
  • Enforcement of laws:
    • Primary enforcement in effect. [7]
    • With primary enforcement, a police officer can pull over a driver for that specific offense. Drivers cannot be pulled over solely for a secondary offense.

Machesney Park Automotive Laws

  • Minimum Driving Age in Machesney Park [9]
    • Machesney Park, IL minimum driving age: 15 years.
  • Driver's License Renewal Cycle in Machesney Park
    • Renewal cycle: 4 years [7]
  • Motorcycle Helmet Laws in Machesney Park
    • No law in place. [7]
  • Safety Belt Laws in Machesney Park
    • Safety belt laws have been in place since 1988 and apply to drivers/passengers 16+ years in all seats. [7]
    • Child restraint law in place for 7 years and younger. [7]

Illinois Car & Driver Facts

Illinois Auto Registrations

Illinois Car & Driver Facts
  • Auto Registrations in IL [8]
    • Registered Cars: 5,563,757
    • Registered Trucks: 4,497,731
    • Registered Motorcycles: 350,292
    • Total Registrations: 10,445,208
    • Rank: Illinois ranked 4th in the United States in total auto registrations in 2011.

Illinois Automotive Facts

  • Speed Limits in IL
    • Rural interstates: 65 mph [7]
    • Urban interstates: 55 mph [7]
    • Other roads: 55 mph [7]
  • Illinois Motor Fuel Consumption
    • Illinois cities collectively ranked 7th in the nation in total motor fuel consumption in 2011. [10]

Illinois Licensed Drivers

  • Licensed Drivers in IL [11]
    • Female Drivers: 4,251,141
    • Male Drivers: 4,122,828
    • Total Drivers: 8,373,969
    • Rank: 6th highest in the U.S.

Additional information about Machesney Park, IL

About Machesney Park

Machesney Park (Illinois) is a village with a population of 23,499 [12] that is located in Winnebago County.

IL Car Insurance

More about Machesney Park auto insurance

For more information about Machesney Park car insurance, or for additional resources regarding Illinois car insurance overall, visit the Illinois Department of Insurance.

Did you know?

Driving while talking on a hand-held cell phone is currently prohibited in in 11 states and the District of Columbia.

References

1. ^ Automobile Insurance Plans Service Office (AIPSO)

2. ^ National Association of Insurance Commissioners (NAIC)

3. ^ Insurance Research Council (IRC)

4. ^ Insurance Information Institute (III)

5. ^ Automobile Insurance Plans Service Office (AIPSO) & United States Census Bureau

6. ^ Insurance Research Council (IRC) and United States Census Bureau

7. ^ Insurance Institute for Highway Safety (IIHS) & Highway Loss Data Institute

8. ^ Office of Highway Policy Information

9. ^ Insurance Institute for Highway Safety (IIHS)

10. ^ U.S. Department of Transportation

11. ^ Federal Highway Administration

12. ^ United States Census Bureau

13. ^ National Highway Traffic Safety Administration (NHTSA)

14. ^ National Telecommunications & Information Administration (NTIA)

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